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ohwehohach
7 months ago

In Germany, an online bank transfer must be carried out within a bank day, a document transfer must be carried out at the latest within 2 bank days. Say: all of this evening, the money would have to be paid to the recipient. Prerequisite: You have completed a valid transfer agent.

However, many online retailers only make a cash-input deal with the bank once a day. This is really great: you get a text file from the bank, where everything that went in and out of money (like an account extract) and then you have to manually assign the transfers (if you don’t have any smart software).

So it can be that the money has been there since yesterday, but this morning only the account statement has been called and which have not yet been all matched.

Rolf42
7 months ago
Reply to  ohwehohach

at the latest this morning, the money would have to be received by the recipient.

No, there is also an entrance in the course of the day. § 675s BGB within the permissible time limit.

ohwehohach
7 months ago
Reply to  Rolf42

True, the text still comes from an older version of my answer, where I had only written from one bank day at online transfers. Thanks for the hint.

Singuli
7 months ago

What kind of note? Some handwritten paper pulled out of the school book, where perhaps the signature or date is missing? Then you can probably wait a long time.

So until Wednesday I would expect the transfer to go out and maybe until Friday until she arrived at the recipient.

Make online banking or go to the bank and check it out or check it out.

With online banking you would have the opportunity to make a real-time transfer that would be at the recipient in 10 seconds.

Schubert610
7 months ago

If you give a note to the savings bank, the money will not arrive.
This must be an official transfer, then it takes 2-4 days.

ohwehohach
7 months ago
Reply to  Schubert610

then it takes 2-4 days.

No, a legible transfer must have been carried out in Germany within 2 bank days.

Schubert610
7 months ago
Reply to  ohwehohach

Yes, and if you want to sue the bank for longer?

ohwehohach
7 months ago

Depends on whether any damage occurred to me by the delayed transfer.

archibaldesel
7 months ago

See if the money was charged to your account, and if so, when.