Wozu die Norisbank debit MasterCard?
Ich habe mir ein Girokonto bei Norisbank zugelegt. Nun habe ich zu meinem Girokonto die übliche Service Card auch die debit MasterCard von Norisbank bekommen. Wozu ist diese debit MasterCard gut? (Siehe Foto, Karte im Hintergrund)
The Mastercard is also suitable for payments abroad and on the Internet.
The Servicecard is apparently a pure Girocard without additional function and therefore only usable in Germany (at ATMs and for payment on site in the shop, restaurant or the like).
Ok
Unlike the Girocard, you can also use the Mastercard debit for online payments. A credit card does not replace them.
According to the bank, however, this would be a credit card, although on balance basis , debit ☝️
This is simply and strikingly wrong, even though there are a number of billing models for credit cards today. A debit card is not a credit card, even if the issuing company (Mastercard) is a credit card company. You will notice this at the latest when you try to book a hotel or a rental car with a debit card. Here, the credit function and the possibility of blocking an amount play a decisive role.
Because, fortunately, we do not live in socialism. There are different offers in the area of payment cards. Not every card is useful for every user.
Then why such cards model 🤔