Byreyme333
I'll be opening a checking account soon, so I wanted to ask if I can use the checking account to order online from places like Zalando, Asos, Amazon, Temu, Shein, Vinted, etc.?
Thank you in advance 🙂
(1 votes)
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By ordering a current account means payment as a direct debit or by means of online banking access, e.g. with Klarna direct transfer. The other option is a credit card that is not available to you as a minor.
The fact that most platforms are only from 18 would already be mentioned by Mungukun.
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Where you should leave absolutely the fingers away is any gems with birth date etc. You work here with banks, and that’s fun-free zone when it comes out.
Gruss
No, I wouldn’t do that anyway, but as I have already asked, if it would be possible to transfer the money to my mother’s account and then to order the stuff for me?
It goes without saying, ideally, it would have to register itself on the platforms and can then order their name through their account, then the subject u18 is also from the table. What she does with these things doesn’t care. And if you’re doing FSJ, you’re probably 18 and then that’s done anyway. Gruss
She can order the items for you and your account will be specified. It has nothing to do with the account.
Okayyy, thank you
Okay, thanks. I can then help her log on to the platforms, that’s not a problem. Because I have nothing to hide from her, what I order PWGSAGWHSH (I have only become 17 in the summer holidays, then I am only 18 in the next summer holidays).
This depends primarily on your age and not on the account.
Amazon, Shein, Zalando, Vinted, Temu and PayPal are all 18 according to their terms and conditions.
ASOS is from 16 according to the AGB.
Would it be smarter to open the account for my mother and order it from her account? (I’ll start FSJ soon, and I need an account where the money goes)
No, on the contrary: That would be very stupid.
1. Don’t change your age.
2.) Does your mother violate the Bank’s terms and conditions. There it has insured to use the account only on its own name and own account. This can then lead to the termination of the account.
No, you want to open the account to order from your FSJ money. Your mother probably has an account for a long time and otherwise knows how to open an account for herself.
She can’t receive the money from your FSJ. That would not be “on your own name and on your own account”. Therefore, she must not open an account in her name, where only money is received for you and only orders are made for you.
But the account will be opened for her, and if I want to order something, she can do it for me, can she? (I’m sorry to ask for the stupid, I don’t know about it)
As long as you are minor, you cannot order online. This has nothing to do with the current account.
For some vendors, you need to place 1/2/3 orders (and pay) before you can pay by direct debit.
Amazon only takes the direct debit procedure. So you can order (if you are full year).
If you are under 18 years of age, you need to see on each side how the site allows them to use under 18 years of age (Amazon, for example, is a clear no).
Temu/Shein will not be interested, but you need to know where to spread your bank data anywhere on the internet.
If you are full-year, then the payment goes for you wherever “Lastschrift” is offered as a payment method.
If you order a credit card for your current account, you can order anywhere.