Hello, I made a transfer a few days ago and only now realized that the Sparkasse machine misread only two letters of the person's last name, but the IBAN and intended use were all correct. Does the name have an impact on whether the money reaches the person, or is it only important that the IBAN and intended use are correct?
I urgently request an answer
(1 votes)
Loading...Hello, I was scammed by an eBay classifieds seller three days ago. He listed an iPhone 13 Pro for €250 and I transferred the money to him via Paypal friends. His eBay classified ad account was created a week ago, and today I received a notification that his account had been blocked. I don't know…
How do you give someone money on Paypal?
Why? This always gives me aggression problems. These ATM companies are making some losses. Not everyone has a credit card. What about people under 18? Homeless people? Tourists from abroad? What about some refugees?
Hello, Does anyone know if this only happens if the money is in the account? For example, if I have €100 in my account and a €200 direct debit is scheduled for the 2nd of the month but is already shown on the 31st, can I make a deposit by the 2nd, or will the…
If you put the card into the machine how can you protect yourself
I have lost my bank card and I know my bank card number. Nightlife in a boarding school, but I have account statements where the number is also on it, or the bank card number.
That depends on whether your savings bank has already implemented the new EU directive or not.
In November 2023, the EU decided that name matching would be required again. A transitional period is still in place, but some banks have already implemented the future directive and will be matching names again. Because they will soon have to do so anyway:
https://www.consilium.europa.eu/de/press/press-releases/2023/11/07/instant-payments-council-and-parliament-reach-provisional-agreement/
So in a few months, all banks will have to perform name verification again anyway. I know from N26, for example, that they're already performing name verification again. I don't know whether your local savings bank has already implemented the new, future directive. You'll have to check with your savings bank about that.
Entscheidend ist die IBAN, dahin geht das Geld, aufmerksame Banksachbearbeiter bemerken eventuell, wenn Schultze statt Maier steht, ansonsten geht das durch…
Beim Nachnamen wurde zb das Y als V gelesen aber mehr auch nicht..
You are no longer up to date.
In November 2023, the EU decided that name matching would be required again. A transitional period is still in place, but some banks have already implemented the future directive and will be matching names again. Because they will soon have to do so anyway:
https://www.consilium.europa.eu/de/press/press-releases/2023/11/07/instant-payments-council-and-parliament-reach-provisional-agreement/
So in a few months, all banks will have to perform name matching again anyway. I know from N26, for example, that they're already performing name matching again today. It's not known whether the FS's local savings bank has already implemented the new, future directive.
da kommen kleine Schreibfehler durch.
The exact name isn't important. Spelling mistakes, abbreviations, or even scanning errors are fine.
Thank you🙏🏼
The IBAN must be correct. Anything else won't be checked.
The intended use is only of interest to the payment recipient.
All right, thanks, then I don't have to worry.
thanks for the quick reply!!🙏🏼
You are no longer up to date.
In November 2023, the EU decided that name matching would be required again. A transitional period is still in place, but some banks have already implemented the future directive and will be matching names again. Because they will soon have to do so anyway:
https://www.consilium.europa.eu/de/press/press-releases/2023/11/07/instant-payments-council-and-parliament-reach-provisional-agreement/
So in a few months, all banks will have to perform name verification again anyway. I know of N26, for example, that they're already performing name verification again today. Whether this local savings bank has already implemented the new, future directive is unknown.
Ich hab es jetzt nur überflogen, aber geht es da nicht nur um Instant Payments?
Oh, I missed that, I just looked at the original, thanks.
Du musst nur den letzten Satz im zitierten Abschnitt lesen:
Das ist extrem schwer vorher zu sagen. Immerhin: Entscheidend sind die Ziffern der Kontonummer (heute IBAN). Immerhin ist es möglich, dass die Sparkasse Dir anschreibt.
I checked the IBAN and everything was written correctly and read correctly.
Wenn es den Namen gibt, den Du versehentlich geschrieben hast, kann es Komplikationen geben. Ich sage: KANN! Unwahrscheinlich ist das, weil der Name kaum noch entscheidend ist. Heute wird ja alles maschinengelesen. Daher ist die IBAN das Wichtigere.