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schelm1
8 months ago

We form higher reserves, so that vacations, new vehicles, the orientation of festivals are possible without having to resort to consumer credit.

Normal purchases such as clothing etc. are very easy to deny from running revenue.

In addition, approx. 25 % of the revenue used as a cover reserve for maintenance and occasional expansion of the real estate portfolio.

RandomName01
8 months ago

Target value is about 20% of the net salary.

I save a little more, there are about 650€ per month to the savings account and 250€ to a fund

christl10
8 months ago

We save up to ~40% of our income every month and that for 12 years.

Bruno00
8 months ago

30-50% depending on how much the month is thrown and how much you spend. But I’m looking for it to be at least 4k a month.

I’m currently saving everything for a repurchase in Bitcoin or another property.

GuenterLeipzig
8 months ago

I don’t save money, I’ll at best collect it to invest it in shares.

However, I don’t have to actively accumulate capital as I have now entered the withdrawal phase.

Of course, I try to get my invested capital as optimally as possible.

Schwerenoeter
8 months ago

1/3 of my income every month and from to the fixed income account with interest.

KaffeemitMilf
8 months ago
Reply to  Schwerenoeter

Why don’t you invest it in the capital market?

Schwerenoeter
8 months ago
Reply to  KaffeemitMilf

Risk-rich

Schwerenoeter
8 months ago

Can I earn 🤷🏻 ♂️

Pumagirl21x
8 months ago

Then you miss what 🤷🏼 ♀️

KaffeemitMilf
8 months ago

In the long term, the risk of loss in globally established ETFs tends to be zero. And the return is a little higher. The market rate is 7%.

Xoun98
8 months ago

I’m saving about 60% of my salary. I’m investing this in a World ETF.

goingAldi
8 months ago

Even with citizen money, you can save. 100€ approx.

Sven9105881
8 months ago

0€; Money is not enough anyway! Unfortunately 🥲!

edgar1279
8 months ago

If there is no special expenditure, it is on average € 1000 to € 1300.

FlockeFindet
8 months ago

Nice.