Wieso kauft ein Unternehmen keine Bank?

Wieso kauft ein großes Unternehmen keine Bank wie zum Beispiel die Deutsche Bank und dann kann das Unternehmen durch die Bank viele weitere Geschäfte finanzieren. Klar kostet das einige Milliarden aber das würde sich doch lohnen?

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Sachse69
6 months ago

As banks’ credits to affiliated companies (e.g. mother, daughter or sister companies) are subject to special regulations and, depending on the conditions (e.g. interest), require increased own funds allocation, the financing by a consolidated bank is not worthwhile. As a rule, these group-owned banks are used to finance customers. By means of the possibility of obtaining financial resources via attractive investment funds (for example, the well-interested daily money offers of the car banks), the companies do not have to refinance the loans to car buyers or machine buyers fully with their own funds and can e.g. in the development of new models.

Isuzu189
6 months ago

You know that private banks are their own companies? And they are also bought up or linked to other companies. Is it different that banks buy companies.

Nakaron209
6 months ago

Some do. For example, Renault and then there is the Renault Direct Bank.

Rheinflip
6 months ago

There are many large corporations with their own banks.

https://de.m.wikipedia.org/wiki/Volkswagen_Bank#:~:text=The%20Volkswagen%20Bank%20GmbH%20ist,hundred%20 subsidiary%20der%20Volkswagen%20AG.

juergen63225
6 months ago

Only the processing of sales .. that you can do better with professional banks and do not have to reinvent the wheel.

But there are also corporations with bank license. Paypal e.g. .. all car manufacturers that offer customer loans.

GuenterLeipzig
7 months ago

In principle, any market player can take over the acquisition of shares of a company.

There are no exceptions to banks.

However, the business model of banks is a completely different model in industry.

In this respect, the accounting and the GuV are not compatible and must nevertheless be carried out separately.

AthanasiaK
6 months ago

So, uh, many big businessmen took part in the group with a banking license. So the problem is that the banking business is already you to establish itself. And a bank has to take the money somewhere. Why would a company go through a bank? Don’t make sense.

HesslerITCon
7 months ago

Banks must be independent or would you lend money to the “VW Bank” as a Mercedes?

This industrial bank would lose massive business.

Rheinflip
6 months ago
Reply to  HesslerITCon

There has been the Volkswagenbank since 1949.

:

Realisti
7 months ago

I could imagine that the money laundering law is not allowed.

Rheinflip
6 months ago
Reply to  Realisti

Why?

Realisti
6 months ago
Reply to  Rheinflip

At the constellation shops and own bank you could wash Maffia money.

Rheinflip
6 months ago

So if VW had to.

The OK only needs an accessible banker, no whole bank