Wieso bekommen wir es nicht hin im plus zu bleiben (Konto)?

There are apps for financial planning. for example financial guru.

Then it’s about your account staying permanently in the plus. For you have to have twice as much money as you had negative income in the month of the conquest. These should be compensated immediately or piece by piece.

You can also do this on a paper:

1. All income:

1.1 Job by Olivia

1.2 Child benefit for Patrick & Jonas

1.3 Subsequent payments of advances

SUMME (E)_________________

Two. Fixed costs:

2.1 Rent + NK

2.2 Current

2.3 Insurance

2.4 Repayments

2.5 Security account (unexpected repairs, WaMa for example)

2.6 Membership contributions

Total (F)_________

3. Variable costs

3.1 Hairdresser

3.2 Wellness

3.3 Food

3.4 unnecessary foods (sweet products, for example)

3.5 drinks

3.6 Clothing

3.7 Give Aways for the Kids

Sum (vK)______________

Sum (E) – (sum (F) + sum (vK)) = the result must be positive!