How much would you save from the envelope of 225 euros and use it to fill the challenges?
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Neither. Save it and don’t use a cover for it, but a discounted account – e.g. daily money. Using an already saved amount for your “Challenges” is not sensible and not the sense of it
Or just arrived in reality and able to deal with money. You don’t need any of your “Challenges” and you’re too busy. Increase your revenue, reduce your expenses and save a fixed sum per month. That’s what keeps you as any of your “Challenges”
Let the children make their challenges with pocket money – is cute
I don’t understand the question.
You save if this is possible or has a goal and if it is not possible or you do not want to do it. This is not a challenge, but a normal way of dealing with money and tricks like “every little money every Sunday in the piggy” are also not a new invention.
The question is not difficult.
Well, I don’t know any Spar Challenge, so the question for me (and apparently some others) is incomprehensible.
Something about envelopes that you put money in and take it out and redistribute?
I wouldn’t want to have my entire savings at home in envelopes…fires, burglars, temptation….
In a vault?
The users who still want to seriously help you here are old enough to not need such stupid money-hin-and-out games. You don’t play with money.
“no idea of the Margerite”
Your supervisor was looking for the breadth?
After dozens of long-term lies stories to the users who are actually still willing to answer your questions objectively, to blame ignorance, even for you is truly threesome.
I’d put the 225€ in my ETF deposit if I didn’t need it.
I don’t have this and I would like to multiply it at home in cash. I have 20 percent of savings every month and want to invest the money in challenges every month from January. And if I have enough, I’ll do something on the bank and keep a part for the coming months and also to buy me something.
“I don’t have this and would like to multiply it at home in cash.”
Cash does not increase.
“from January every month investing in challenges.”
Putting money in envelopes is not “investing”.
“And if I have enough, I’ll do something to the bank.”
Leave it directly on the bank, on a daily money account where you get interest. That’s how the money grows.
I don’t know if I’m too young or too old to get it.
So, for example, you saved 50 euros in a envelope and now you want to play such a challenge game with it. As an example, ” spend 5 days 10 euros in a envelope”, on the weekend you will have 50 euros together and can buy from it.
I think you’re not too young or too old, but you’re just too sober or drunk today.
What do you want to invest in Challenges?
Inflation? But I realize that you live quite far from reality, which is why I will withdraw from this conversation here. You write up you have almost 600€ a month, of which you are 20% savings worth 120 euros. You write here you think you’re 50 Tsd in 1-2 years. € can save what makes a monthly savings rate of over 2,000€ seen on 2 years. You will have as little as you can with your financial policy in 1-2 years.
If you really would make it to save €225 each month with your salary you would still have saved only €5400 (in two years)
Why should it become less if you have something to do with it every month and suddenly over 50 thousand euros in the box in 1-2 years?
Your money does not grow if you have it in a envelope, on the contrary it becomes less and less
That it is fun to see the money grow and then to be able to spend it or to deposit it to the account?
What is then the meaning behind such a challenge, especially since there is absolutely nothing to do with investing has to put money into a envelope.
I didn’t. It was just an example.
If you have to make such challenges because you don’t get it baked with your money, I would first seek help.
You don’t save money to invest and if you have debt that you have to pay off I wouldn’t worry about what you’re doing with 225€.
You save money, for example if you have to pay off something or what you want to invest.
I only know the Globals Challenges Index, but I think you don’t mean it. A small explanation on your part would be completely sufficient
Do you know the word challenges and the word invest?
Nothing? That’s why I’m asking.
What do you understand?
Buy 3 cookies and save the rest.
In the end, it only counts what you’ve been on a well-induced account
I have an account for expenses and one for the wage and I pay 400 euros each month and divide it up according to the 50:30:20 rule.
And then you need a depot with ETF savings plan
I have two accounts and that’s enough.
Nothing of it…
And why not?
I only understand railway station
Are you drinking?
I’m not drinking any alcohol! Too harmful!