ByKulturu
I've been working for eight months and only have €1,500 in my savings account. With a net income of €1,800, I should really be able to save more.
But somehow I managed to save only that amount (admittedly, thanks to the move and a lot of new furniture). It's a bit small for an emergency fund.
How much do you save?
(3 votes)
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I’m saving more than you deserve. However, I have been working for a while for more than 8 months and have corresponding training and professional experience, which give me a good income.
Set best directly to start the month or at the time you get your salary an amount X on your savings book and share the rest for the month.
My career is financially bad. As a logo holder or generally in social professions, this is often the case. And there are no career opportunities. But I like my job.
Thank you for the advice.
With your salary, I could not spare anything, because we have to pay for the third in order to pay the 2,900€ monthly expenses without rent, as we live in the home. Nevertheless, we can save around 2,400€ to 2,800€ a month and that has been for 12 years…. we are already over 50.
Yeah, it’s a little bit of an emergency, it’s not supposed to happen.
at 1800€ net it would be good if you could save 100-200€ a month you have saved about 5,000€ as an emergency food. Depending on the personal conditions, even more. If you have an older car that needs to be replaced foreseeable, you should also save money.
you have enough reserves you can create the monthly savings rates more profitable and zb create an ETF savings plan
actually a savings book? Is there any interest? Idr would recommend a daily money account.
I’ve never asked a question like that, in no life situation.
I have always tried to have reserves, 3 months net minimune. Don’t make debts and spend less and less than you take.
Then there is always money when you need something: a purchase, a holiday, a repair. What I saved or spent was then relatively independent of the monthly income, which has also fallen sharply.
I save in the month between €1,500 – €1,500.
with me there is also little left, by licence soon eig nix
but I invest 200€ per month
For years, as an emergency, I have always been holding about three months on the side, most of which are directly available as cash. This is not intended for holidays or planned expenses, but only for absolute emergencies. At 1800 net, you don’t have a big game room, but it’s good that you can still put something on your side. If you deserve more later, you can increase the quota.
400-800€ depending on what’s in the month or whether I’ve sold used.
I then save everything in bitcoin and make this happen since 2016.
I “saving” currently 70-90% of my income, depending on how the month is running. Everything will be reinvested.
Can it be that you don’t get up for your living?
What do you think?
I am living 1k a month and I then live and give 200€ to my parents for electricity/heating (same cost) from the remaining 800€ I buy myself and make small leisure activities. The rest is saved so that I can get away from foreign capital and can trade with equity on the stock exchange.
Well, who knows…
Sure.
Maybe the third or fourth. But don’t deserve badly with 5-6k net a month;)
Don’t change the fact. I’m saving the bulk of my income. The accusation on your part is complete without a hold and only without respect. But you will never admit
Oh, this is your second account
I save 100 euros each month for a puff visit
You write it yourself: you moved, you bought new furniture, you just don’t have the opportunity to do it. 1800 € net is now also not so incredibly much point close the procurement needs first, then you can also start with the emergency groschen