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Kann ich als Student eine Anlegerwohnung kaufen?

ByTheVieech

Ausgangssituation: Student, bekommt Selbserhalterstipendium (weil zuvor 4 Jahre gearbeitet) von ca. 1000€/Monat, arbeitet nebenbei und bekommt zusätzlich ca. 1000€ oben drauf, hat also insgesamt 2k/Monat, wovon meist nicht viel übrig bleibt, jedoch ist ein größeres Vermögen vorhanden weil immer gearbeitet und fleißig gespart. Nun will ich mir eine Anlegerwohnung kaufen. Und die Frage ist, ob…

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napoloni
napoloni
1 year ago

I’d say 500 euros instinctively. But if it has to be 250 euros, as you are, it wouldn’t be a leg break.

5 euros would be two percent; in the case of an average development of 6% p.a., this would be recovered within 4 months. If you are a long-term investor, absolutely negligible. And with temporarily extremely favorable shares it may be better to act quickly and pay proportionally more order fees than to wait and miss the favorable entry.

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Funship
Funship
1 year ago

I personally hold the fees preferably below one percent, so at a fee of 5 euros, at least 500 euros order size. It should not be forgotten that the fee will be charged again on a sale.

If the share is held for five years, the annual return in this scenario is reduced by 0.4 percentage points. This can be accepted (or not) – some ETFs have comparable costs.

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frostfeuer85
frostfeuer85
1 year ago

500 euros has always been the minimum with which I entered individual shares.

You have to be careful with small positions in the portfolio that you do not deal too much with them, otherwise the spears eat the profit or lead to loss.

If I’m really convinced of a share, I don’t get under 3,000 euros.

In the case of cryptocurrencies, I have, among other things, massively overlooked the trading fees and so my 3,000 Euro investment at Bitpanda has meanwhile become a sad three-digit amount.

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bert00712
bert00712
1 year ago

I’ll say $500. 1% fees are my limits. It would be better to look for a new broker to me with a maximum fee of €1. The 5€ slept with time and are only to be accepted when it comes to gigantic order.

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AlterLeipziger
AlterLeipziger
1 year ago

Hello,

since the order fee is only required once the order is executed, the question is only important for Daytraders.
Whoever invests in the long term and does not often reorganise it doesn’t matter.

Think about yourself:

at 1000€ the 5€ are just 0.5%. If the bet is increased by 10% (100€) the 5€ really doesn’t matter.

Best regards from Leipzig

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Junge14853
Author
Junge14853
1 year ago
Reply to  AlterLeipziger

Well, I would like to invest 200 euros because I am still learning and want to keep risk small. At EUR 200, the costs are 2.5 percent. I don’t know if it’s worth it

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AlterLeipziger
AlterLeipziger
1 year ago
Reply to  Junge14853

Well, you say it yourself – then 5% will have to rise first to get to about 0, because the 5€ will be on sale again.

Just use a free service!
Although I trade daily and would pay only 1€ for an order with 300€, from 500€ nothing.
Since you already have an account, you could use it like this

https://www.finanzen.net/zero/#0euro

However, there are other brokers with 0€ order but from what amount you need to check for yourself.

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NaturCBP
NaturCBP
1 year ago

Approx 500€ for transaction costs at 5€

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GuenterLeipzig
GuenterLeipzig
1 year ago

At least 2000/trade, better more.

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pupsnase2
pupsnase2
1 year ago

from 10,000 €

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