Wie viel Einkommen für 300.000€ Kredit?

Hallo 🙂

Wie viel Einkommen monatlich bräuchte man für einen Kredit von 300.000€ für den Kauf einer Wohnung. Ersparnisse etwa 30.000€…

Auto ist durch Firma finanziert, sonst sind meine Fixkosten nicht hoch.

Im Internet finde ich nichts dazu! Lieben Gruß

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jbinfo
2 years ago

Only income is not done. Your total bonus must be right. The property must also vote. Your 30,000 EK doesn’t even cover the purchase costs. Largely, about 3,000,- net income is sufficient for the 300,000,- mortgage. For 4% interest and redemption, this is then 1,000,- Euro monthly rate/rent.

jbinfo
2 years ago
Reply to  Mari433

Forget the online calculators when they get involved. There’s only your bank. 1200 are quite expensive. My 1000 were already, with over 3% eradication, at the border.

Of course, 2 borrowers are better than a borrower.

Under 3000 you should not take a mortgage. Even though it may be offered attractively.

Doevi
2 years ago

On the Internet you find loan calculator.

I don’t think it’s called a loan in apartments.

I can only recommend the computers. There you can see how much equity you need, what duration you should expect, and how much you should pay back in the month.

christl10
2 years ago

In such a case, you go to the bank and you can expect what is possible.

In fact, the partner should come with his documents if you don’t have 3,000€ net on your own.

This would be possible with the partner.

The question is whether we really want to go through the financing with the partner who hopefully remains.

jbinfo
2 years ago
Reply to  christl10

There are good answers from you, too?

christl10
2 years ago
Reply to  jbinfo

Why? I just have good answers!

jbinfo
2 years ago

I’m sorry. I’m still in the company.

christl10
2 years ago

Thank you. Tonight, Germany plays Italy in the ZDF! Don’t miss 20:45.

jbinfo
2 years ago

OK and Gruss to Mannheim.