Wie viel € würdet ihr sparen?

Xoun98ByXoun98

Hallo, wie viel € würdet ihr auf die Seite legen bevor ihr in Aktien/ETF investiert?

Danke und liebe Grüße Alex

(2 votes)
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norbertk62
norbertk62
10 months ago

Hi Alex

comes a little on your living conditions (do you have house, car, children etc?). There can always be something unforeseen.

On the Giro or So far, I have about one-two monthly reserves – the rest wanders into the facilities – always every 3 months.

Now that it goes to the pension and a few things aren’t finally cleared up, I’m going to mind the Buffer. increase to about 6 salaries and re-shift the depot to capture it. This is now less about the maximum yield (which is done before), but about stability.

2
christl10
christl10
10 months ago

We always have between €1,000 and €3,000 on the account and the rest is created.

There is always a small part of the daily money and the rest in share funds and ETFs.

2
AnnaStark
AnnaStark
10 months ago

If you have 6,000,- on the page (day money account), should be enough for the emergency. If your car is a bit older, it may be a bit more.

2
Sophonisbe
Sophonisbe
10 months ago

Hello, how much € would you put on the page before you invest in shares/ETF?

So much to manage unforeseen expenditure. How much this is depends on the circumstances.

https://www.wertpapier-forum.de/topic/49689-invest-f%C3%BCr-einsteiger/

1
Kingfrosch
Kingfrosch
10 months ago

sparplan goes from 10 eur. can start with a depot account from 300 eur. so you can save the next 2 1/2 years the next package

take etf msci world or

Xtrackers II EUR Overnight Rate Swap UCITS ETF 1C – DWS

0
19Bernburg97
19Bernburg97
10 months ago

You should always have at least 3 better 6 net monthly salaries in reserve for unforeseen expenses before the money is invested in the long term.

Parking these reserves best on a good daily money account. At present, there is obtained by or even over 3% interest p.a.

1
Haeppna
Haeppna
10 months ago

Approximately three monthly containers should be enough to cover the most common emergencies, also a bit more. All that goes beyond that can be invested with good conscience.

2
KaffeemitMilf
KaffeemitMilf
10 months ago

3 The rule of thumb is net monthly.

If you’re in real estate, something more.

2