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dieLuka
4 months ago

Here the obligatory hint that many and certain often exclude.

What often brings about a certain risk of fluctuation.

If you need the money after a year, something safe but return poor would probably be the best, e.g. day money or fixed money. We may move in the range of 2 or 3 %.

If you don’t need the money guaranteed at a certain time in the near future, you can also take a risk. This requires the time (and the temperament) to sit out bad times. An example here would be ETF.

Elektroheizer
4 months ago

There are currently some cheap shares that pay high dividends. For example 766403. However, this is not guaranteed and price losses are possible.

Funship
4 months ago
Reply to  Elektroheizer

For auto stock, you need good nerves. And patience. And for VW… 🤔

archibaldesel
4 months ago
Reply to  Elektroheizer

VW is not cheap. The current course is appropriate for the problems that exist to wuppen.

soireedure
4 months ago
Reply to  Elektroheizer

Dividend will bring you no more when the price drops in the long term. You want to increase the €100,000 and not shrink.

If stocks are “cheap”, it usually has a reason. Laien can hardly reasonably estimate which individual shares will rise again in the future.

soireedure
4 months ago

I would like to make a significant profit within one year.

Then leave it on the daily money account. With such a short installation period one can seriously recommend nothing else.

All other (short-term stock speculations, Bitcoin etc.) is associated with a high risk of loss. It’s nix for lay people.

Leave the money. If your investment period was 10-15 years, I would recommend certain index ETFs. This is for long-term savings.

FinanzTobi
4 months ago

More risk means better opportunities for higher profits. Security means lower returns.

As an alternative to the suggested suggestions, you might consider taking a loan and then buy a property. With the rent you can deposit the loan as soon as the paid off you have the rent as profit + the value of the property.

Also here risks: loss of value of the property, renovations, renting…

But whatever happens you have the property and can use it in the worst case.

Emissary
4 months ago

Go on http://www.finanztest.de and look after the slipper portfolio.

Funship
4 months ago

You could invest it in bonds, for example.

pupsnase2
4 months ago

Yes, the usual. Shares, Etfs, Kryprto or Gold, Silver…

archibaldesel
4 months ago

This is my question of your willingness to take risks. No Risk No Win. Significant profit, significant risk.