How long does it take for a cash deposit to be credited to my account?
I have an account with the Ostsächsische Sparkasse Dresden and about an hour ago I had €10 deposited into my account at the Sparkasse Rostock.
Unlike other "district associations" of savings banks, I wasn't shown a fee during the deposit process this time. Perhaps because the amount (€10) was so low? But couldn't I avoid the fee by depositing, for example, five €10 deposits instead of one €50 deposit? It takes longer, but apparently saves money. I have no idea how these systems work at the savings bank.
However, the €10 hasn't been credited to my account yet. The Sparkasse employee said it could take up to one business day. I didn't know that, but the important thing is that it's been credited at all. Not that the fee itself is €10 for a €10 deposit at the Sparkasse.
Side question: Should the savings bank be merged into one large bank? Why yes, why not?
(1 votes)
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With me, the money’s on it right now and it’s gonna cost me no good. But I’m gonna do it on the machine and not on it.
I made it at the machine
If it’s your bank, that should be on it right away, there’s also a misdemeanor.
If not your bank then it can take time. But why pay 10 euros? It’s not worth the effort.
It may take a working day. That’s all. It is regulated by law.
actually seconds
If he’s at the Spk. Rostock to his account at Spk. Dresden? Not more. They don’t even have the same LaBa as a clearing station.
Thanks for this answer