How long does a transfer from Commerzbank to Sparkasse take via online transfer (not real-time transfer)?
Good evening everyone,
On Monday [10.08.2020] (22:05) my colleague made an online transfer of [480€] (Commerzbank) to my bank account (Förde Sparkasse).
I would like to know on what day the money will be in my bank account (Sparkasse)?
Will it arrive on Monday (since I've been waiting for several days)?
Is the bank checking the money, which is why the transfer is taking longer than usual?
I had already done a bit of research on the Internet and my friend also said that it would take a week.
But maybe someone can share their personal experience and even give me tips and advice.
I would be very happy about a helpful/kind answer.
Best regards, Dennis
(1 votes)
Loading...
As the transfer on Monday was probably after the last round, it was processed on Tuesday and had to be on your account on Wednesday until the last round.
It takes longer only for transfers that are still made by paper or, for example, for payments that are not made in euro.
A online transfer in Euro within Germany must arrive at the recipient after a bank working day (here Di on Mi).
Presumably, the colleague didn’t give you the money on Monday by online banking or he didn’t use the right IBAN. Or the account was not sufficiently covered, which is why the transfer was not executed.
I have not heard of delays in transfers last week, and this happens occasionally, but usually affects hundreds to thousands of customers and payments.
Today nothing will happen, many banks book Sa and So not. If Monday isn’t there, ask the colleague again if the money came back.
Thank you so much for your answer…
… I will be happy to keep you informed about the transfer 🙂
Best regards, Dennis
The transfer should have arrived no later than Wednesday (12.8.).
Either your colleague lies, or the transfer was not executed by the Commerzbank for any reason.
My buddy sends me a screenshot of the transfer today….
…. Then I can add something later if necessary 🙂
Thanks for your answer Rolf42 😀
Can you do, but experience shows such a screenshot nothing.
Even if he wasn’t manipulated, he usually only appears as proof that the bank’s order obtained but not that he has Execution was.
That should be there long ago.
Normal are 2-3 days.
As a rule, bank transfer takes 1-2 business days. Since these are two different banks, my experience is always 2 days.
Must be there long ago.
It should be there after max 3 days. But on weekends, the transfers are not managed. Wait 1 day off and try to contact the bank
At 11.8. no later than 12.8. Transfers do not last longer than 2 working days.
Only in the evening, not later than 2 working days.