How to get health insurance after completing an FSJ?
Hello everyone,
I need your help.
I am now finishing my voluntary social year on August 31st, during which I was covered by statutory health insurance for the first time.
Previously, I had private health insurance under my father.
Now my voluntary social year is coming to an end and until my planned police studies begin in July, I am working in a mini-job and on a flat-rate trainer's allowance in our sports club.
Now the problem with health insurance:
After a review lasting over a month, my application for membership in the GK for family insurance was rejected because my father apparently earns too much.
However, my father's pension fund does not want to accept me after a previous health check, which I cannot do at short notice.
I could, of course, continue to voluntarily insure myself with my current health insurance provider, but that would involve high contributions.
What should I do now? What are my options? Perhaps I should register as unemployed, even though I'm starting my studies again in July.
Thank you for your help!
If you have made a voluntary service, contributions are also paid to unemployment insurance.
You should be within 30 months. 12 months have paid contributions to unemployment insurance, then you would have fulfilled the ALG – 1 of the Employment Agency.
If you are available to the labour market for mediation, ALG – 1 from the employment agency would be paid for 6 months at least, then your contributions to the sickness fund and pension insurance would also be paid.
Otherwise, you’ll have to pay for 230 euros a month.
You can insure yourself cheaper through the student rate.
Thank you for your star!
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By 23 you can become family-insurance, among others up to 25.