How do I increase the amount of money available to me in the event of bankruptcy?
I received a letter stating that my insolvency has been approved. I have three dependents and I have an exemption from attachment of €2,500 on my personal account.
However, I have received a job offer where I could earn 3000-5000 net per month.
My base salary would be very low, but commissions would add up to these sums. However, it would vary from month to month, as is the case in sales. It could be €3,000, €4,000, or €5,000, depending on how busy the month was.
Can you increase your tax allowance in this case?
Because I once read that the more I earn, the more I can keep and the more can go to the creditors, which would be a win-win situation for everyone.
If so, how do you do that?
Because my basic salary is very low but I would earn so much through the commissions I can earn?
Thank you for your time.
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In job offers, excessive commissions are always promised to get people who want to work on such an insecure basis. Mostly, the commissions cannot be achieved and you will have to live with a hunger wage.
I have worked in sales for years, it is realistic hummen who have earned themselves and boss is a good friend who has also shown me his bills.
… on myem P account…
Basically no.
However, you can’t let prudent income protect you. Either every month for a new or, if necessary, permanent.
https://anwalt-kg.de/insolvenzrecht/duerfen-provisionen-gepfaendet-be-in-der-insolvenz/
I think you’ve read… the amount of money remains the same and can pay more of your debt
There is even a computer e.g. 3000netto earned with 3 dependable depositable 200 Euro 2800 can be kept and the more you deserve increases the manageable sum and what you can keep
That’s the case, in the payroll. This, however, requires an additional effort in wage accounting. Actually, every pay office should be informed.
Reading is the measurable amount in the “Stollfuß-Table”
Look, if you pay anything that exceeds the amount of money, you’ll get off the debt faster.
However, if you have extra costs to achieve this income, you have to settle with the insolvency administrator.
Is that all the more I earn the more of the creditors and then I have more of my salary over the deposit limit of 2500?
That would be the case if the creditors or the insolvency administrator were to direct your salary. This then depends on the impact foot table
This is supposed to prevent over-indebted people from working. Then you have 40 cents more in your pocket from each more earned €.