ByAzoog76
Hallo erstmal an die Leser.
Ich schaffe es aktuell 1000€ im Monat bei Seite zu legen und wollte fragen wie ich es am besten sicher investieren könnte. Auf der Bank liegt es nur herum und Geld verliert seinen Wert. Was wäre die beste Möglichkeit um das Geld sicher anzulegen? Ich hatte geplant das Geld ab einem gewissen Zeitpunkt in eine Immobilie zu stecken, dafür ist es aber noch zu früh.
(1 votes)
Loading...Hallo, ich habe einen ETF, welcher 4x pro Jahr auszahlt. Warum ändert sich jedes mal die Auszahlung? Im Juni habe ich pro Anteil 0,70 € bekommen und im September 0,40€. Danke und liebe Grüße Alex Danke und liebe Grüße Alex
Ist irgendetwas mit giropay in letzter zeit passiert ? Sind die pleite gegangen oder haben sich irgendwelche bezahl gesetze geändert? Zuerst war ich verwundert das vor nem halben jahr giropay bei paypal deaktiviert wurde, hielt das aber erstmal für einen einzelfall doch mittlerweile fehlt es überall sei es bei tipico, bei online käufen wie zb…
Also wenn ein interessierter Privatlanleger alle Quartalszahlen eines Unternehmens öffentlich in einem Forum vollkommen korrekt prüft und mit einem Unternehmen vergleicht, dass das gleiche macht, in dass er aber selber investiert hat: Beispiel: „Schauen Sie: Burger King hat solche Zahlen veröffentlicht: Zahlen von Burger Kinf. McDonalds hingegen solche: Zahlen von McDonalds. Da ist der Umsatz…
Ich erwarte von einem Unternehmen eigentlich mehrere Abbuchungen, diese wurden in dem aktuellen Abrechnungszyklus nicht angegeben, was ich ziemlich ungewöhnlich finde.
HeyHo, I’m not a consultant, and I don’t know.
I put the money currently monthly in ETF’s and with me it works super… in some I have always made +4% in the 2 years. That’s better than any bank savings plan.
And could possibly be an option. But I’m just doing this because I’m too lazy to read me right and no bock really has to lose money. So what with minimal risk.
But maybe you have other options. I wouldn’t accept a loan for a house at the moment, here the rates have risen at least with us in the Allgäu area. I asked about it last time. I had a house
In which ETF did you invest that you have come to only 4% in the last two years? In recent years everything went up only steeply, apart from Chinese shares, with these also attracted well in recent months🤔
At least… One has done -5%, the other +17%… I have taken a low number, which I will not get stuck on it:) had to say at least. Sry.
Yes, especially in the long term, ETFs are really a super thing👍
Make this up to 10, 20 or 30 years with your savings rate:
https://www.finanzflu.de/computer/zinseszinsrechner/
But in general, when I say this, I am at more than €1,000 over the last 2 years at approximately €300 (more times less). And without really having a plan of it. That’s why ETF
Yeah, okay, that makes sense. In the MSCI EM, China is very strongly represented and Chinese shares have not been as good as they were for the last few months.
I had less luck with Amundi MSCI EM Asia. And iShares MSCI india…
On the other hand, it was very good at MSCI World 1C (DWS) and BNPPE-M UECEO… here up to 18% in total at 150€ per month…
Oh, okay. You know what they mean?
I’ve been saving over 1,000€ / month for many years
Lyxor Core MSCI World (DR) UCITS ETF Acc, LU1781541179
and I’m over 20% in plus.
The ETF has little cost and I buy it without a hit.
You can use various funds http://www.fondsweb.de compare.
In my opinion, the best investment would be less to earn, for example, parttime work.
Have you already made a medium-term and long-term financial plan? How much money do you need? And only once you know, you can make a plan as you want to achieve the goal. With either more or less risk.
Maybe work for you, unfortunately not for me. I have to pay off a lot of debts that I used to borrow as a stupid boy. The rest goes for food/apartment and save for it. I’d like to go through that for the first time, three, until then I’m out of debt, so I planned it. That’s why I need a good opportunity to make this 1000€ monthly reasonable.
If you have the possibility to deposit debt even faster, I would put the 1000 € in there.
*3years
If there was the possibility, it would be the first thing I would do. Unfortunately not.
It’s best to go to an asset manager. They work on a fee basis and can invest in more products compared to financial advisors.
You should make a plan when you want to buy the property and how expensive it should be. My asset manager also offers advice on real estate loans. But not everyone.
A pure investment in a share ETF is probably not the best solution if you want to have the money liquid.