Hello folks,
I would like to invest in ETFs alongside my education in order to simply invest safely in the long term.
I'm a bit new to the game.
What's the difference between accumulating and distributing funds? Which do you recommend?
I would like to invest approximately €200 per month.
Which ETFs are attractive? Feel free to include your own experiences, if you want. 🙂
I'm happy about every answer 🙂
LG
(1 votes)
Loading...Hi, I'm looking for a cheap ETF depot. So no monthly fees and the lowest possible order fees. I would like to invest approximately 25 euros per month.
Hello, I invested around €200 in crypto under my sister's name and made a profit of €300. The money is being deducted from my account, and the profit is also being returned to my account. She will start her studies in 2025. Could this have any impact on her BAföG (student support)?
Today, the ECB lowered the deposit rate again. Banks now generally offer interest rates barely below 2% on call money accounts. Often, they offer significantly less. Are call and fixed-term deposits still worthwhile and attractive?
Good day! To the investors among you: How many countries are you invested in? Personally, I have a global and broad portfolio, and the Asian market in particular is full of opportunities.
I'm thinking about getting some small 1/200 ounce bars with a minting of the 40th anniversary of the GDR (the last one), but I'm wondering if that's really a sensible investment.
I think it’s easy to invest in MCI World. It’s stable in the long term.
Also gives ETFs that make 10% returns, but these are rarely old ETFs with references.
It’s disgusting that you take the profits out every year. Thesauring is if you keep the deposits + the returns in order to further multiply them.
Top, thank you
In the case of ETFs, current income, such as dividends and/or interest, is regularly distributed to investors. Thesauring ETFs reimburse these secondary yields.
Recommendations are always difficult without knowing your goals and your investment horizon. It is always useful to start with a Core-Invest, such as the MSCI-World, and then to pack satellites. Satellites could be Emerging Markets or Small Caps. I also had good experiences with Switzerland and Scandinavia to stabilize.
perfect, thank you
Distributing ETFs will pay dividends, so you will receive regular cash – for this the price will decrease with these payouts. At the thesaurier, these fund-internal investments are reinvested, as a result the price increases
This will be relevant in the subject of taxes – payouts are immediately taxable, pass these fund-internal, the moment shifts backwards.
Although there is the pre-purchase dish, it can occur on both types and is counter-calculated on sale.
A thesaurier. This is always at least as good as the payout.
An arbitrary world ETF, which e.g. represents the FTSE All-World or MSCI ACWI. If you do not want to represent the world economy but primarily the US, the S&P 500 would also be worth mentioning.
Even I save the Vanguard FTSE All-World Acc. (A2PXKG)
Thank you for your answer:)
Would take an ETF on the MSCI-World or FTSE-All-World, both scatter broadly.
Thessauring is replanting, pouring out is then self-explanatory. After you’re young, I’d rather recommend a thessaurieren. It’s your choice.
super thank you
Vanguard FTSE All-World is suitable for the share share as a return driver, Amundi Euro Highest Rated Macro-Weighted Government Bond UCITS ETF is good for the secure bond share and Lyxor Overnight Return (EUR) I use in case I need a replacement for daily money.
If I knew, I’d be rich. But I’m still working on it.
There is no “best” ETF.