Where can I borrow money without interest?
Unfortunately, my phone fell and broke badly. I'm jobless but desperately need a new one. I also have to keep writing applications. I really need to borrow money, around €400. Where can I do that? No interest.
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Ask friends or family for an interest-free loan.
Or you ask a friend for an interest-free loan of €400 and then give them €450. They've made a profit of €50 without paying any interest, and you've paid no interest, just a surcharge.
that is indirectly interesting again
If I take out a loan of €400 with, say, 10% interest (interest is not correct, I am too lazy to calculate 😉 and then have to pay back €450 with interest at the end – then it is the same as if someone lends me €400 easily and I pay a surcharge of €50 and in the end also pay back €450
Indirectly yes, but many ask the question in a religious sense and that would be possible
Does it not work at all anymore? Or can you at least make phone calls with it? Then that's enough to look for a job, because then you'll be reachable. Otherwise, old cell phones are always being given away in the classifieds. Or ask friends. I have X-year-old cell phones lying around as spares, or my daughter uses one of them as her "cell phone." They're all still working—put in a SIM card, and you can make calls.
This also works on the computer – or on the device on which you just wrote this text.
Sorry, but you don't need a €400 cell phone… that's how much mine costs, and I go to work and have the money.
with friends and relatives
Family, friends, acquaintances
Otherwise you have to pay interest everywhere, unless you are lucky and MM & Co finance interest-free, which should also happen from time to time
They generally do not provide financing for people without work or savings, whether with or without interest.
sure, of course I know
but I only showed the FS that it is possible, whether that is an option for him… I don't care anymore
Where hb?
The Samsung A15 is a good phone, and you can get it for €190 during Amazon's sale. You'll just have to wait until July for the next sale. I got it during the Easter sale. You can definitely scrounge up a one-time €190. Bum around for €20 each from good relatives.
If everyone gives you 20 euros, and ten people do that, you'll have enough money for the phone. You always have 20 euros, whether rich or poor, at least in Germany, Austria, and Switzerland. 🙂
https://www.amazon.de/dp/B0CNKC5LTW
PayPal, pay later after 30 days.
But if it's that urgent, a €130 phone will do. Next time, you should invest in a good protective case.
If necessary, you can use an Android emulator (Blue Stacks).
From friends and family. Furthermore, no one will lend you anything without getting something in return.
But you could also just get a used phone somewhere for much less money instead of spending money you don't have.
And nobody really needs a cell phone – these things are, in any case, an expensive luxury.
I thought that way for a long time, too, but to be fair, young people can barely get anything done without a cell phone anymore – and I can hardly do anything anymore either; at 63, I'm already more of an old person. Train schedules, online banking, shopping, everything is being shifted to the cell phone – I don't think it's a good thing, but there's nothing you can do about it. And schools and businesses sometimes use it to communicate, too. So, I can understand that.
But I'm absolutely on board with this: you don't need an iPhone that costs €1,000 or more—for around €300, you can get usable parts that aren't exactly new anymore. Regards.
That's impossible. They're lending you money without giving anything in return. The most you can do is borrow it from your parents or very good friends.
No one will lend you anything without interest. You can be reached even on a cheap cell phone.
From personal.
On eBay you can get refurbished cell phones for 19.95 euros.
Family, friends.
A bank charges interest
privately, ie from friends and family.
You can't borrow such a large sum anywhere without interest!
Why don't you just buy a normal cell phone for 20 euros?