What to do if you owe too much?

Hello,

I'm in debt to various creditors and am already seeing a debt counselor. However, they want around €100 per case number, which would ultimately be unnecessary for me, as that would cost me over €1,000 just for the case numbers.

Now I'm wondering, are the fees always roughly the same for debt counselors?

Are there other options for me? (Unfortunately, refinancing my loan and having it taken over isn't possible due to poor Schufa credit ratings.)

Thank you for your answers.