What property purchase price can you afford with €150,000 equity and a fixed net monthly income of €6,000 with ~50% fixed expenses?
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Bymoin9875
I know some people who emigrated to Romania with little money, for example, or to Tenerife. Could that work out? Because life is a bit cheaper there.
The banks have become more cautious. Equity over 30% is compulsory.
in the case of the EK, an investitone sum of about 500k would start. So not that you get 500k credit, but only that the house could cost that much, including purchase costs
Now comes the BUT – you earn a lot of net but also have very high fixed expenses. from 3,000 € net you can live very well – and also pay 1,000 to 1,500 € credit (or live even more people from your pay?). That would be enough for a 400k house.
The question is just why you have such high fixed costs. If you have any other credits running on it, it looks worse for a new loan
The most sensitive but what you can do is go to the bank and let yourself pass without obligation how much credit you can get with the EK and the available free money
About € 600.000 total investment volumes would certainly be conceivable.
3000 fixed expenses, that’s official.
25% equity, so this would be 600,000 euros
For the past 10 years have been a household book. On average we have 3,000€ expenses per month without rent.
However, the bank has its own expenditure table for 3 persons. That’s a lot less.
What’s your money for? This is really enormous
I just book everything in my household book. Every invoice, therefore also the high average issue in the month.
I don’t understand if you don’t take this into account, because there’s nothing in vain and you have to pay.
Okay, that’s a shoe. At the first moment it sounds excessively.
Of course, who deserves a lot, nothing you understand as a accusation.
There’s a lot of things coming together. I expect everything to do, including holiday or car purchase etc. My motorcycle has cost $10,000, so the monthly expenses increase in average.
that says your bank
Why should I go to the bank? Don’t have an object in sight.
Give me your money, you’re unhappy with it
I didn’t want to donate it, but invest. So head shaker to your post!