Did you simply invest a large amount at once, or do you invest small amounts monthly? And are you doing this in an accumulating or distributing ETF? Please explain why. Thank you!
(1 votes)
Loading...Let's say I want to automatically purchase an ETF next month worth, say, €20. I still have €2 in my balance. I can select either credit or SEPA as the payment method, and if credit isn't sufficient, SEPA will be used. I choose credit. Does that mean €20 will be withdrawn from the bank, or…
I'm a truck driver and earn about €2,500 a month. Since I sleep in the truck, my expenses are low. Now I want to invest a large portion of my salary in stocks to achieve financial independence, as I don't want to stay in this job until I'm 50. What do you think of my…
Can I invest in stocks with €20-40 in a newly opened account? I'm 15 years old and only want to invest €20-40 in stocks. (With parental permission) Is that even possible? Can I use it to invest in any stock (Dow Jones, etc.)
Ich hatte eine Zeit lang QYLD wegen der 11% Dividende, monatlich ausgezahlt. Relative Strength vs. SPY ist allerdings nicht so gut.
Simply investing a lot right away isn't a smart idea. If you invest regularly, you'll benefit from the cost averaging effect. Starting at $100,000 and up, I'd spread the investment out over at least a year. Then you'll definitely be in it for at least 30 years with a structure like this. Otherwise, it's not worth it.
Generally, I would always choose a reinvesting fund domiciled abroad, as it doesn't have to pay capital gains tax initially, which can have a positive impact on the fund's return. However, you'll often have to pay a lump sum upfront at the beginning of the year. You should definitely factor this in. Generally, I would also always choose a physical fund because it can engage in securities lending. Check out Stiftung Warentest's Finanztest magazine; the best funds are listed monthly at the back of the issue. Also, make sure the fund has a utics ID.
Thank you for your reply! I'm with Scalable Capital, and they're heavily promoting their own ETF, the "Scalable MSCI Xtrackers AC World ETF." According to the description, it's supposed to work with both physical and synthetic swaps. What do you think about this? I've actually been considering moving my current investments from the iShares Core MSCI World to the Scalable ETF. What do you think of this idea?
I think the hybrid version of the Scalable Xtrackers ETF could actually prevail. A TER of 0.00% is quite impressive.
I generally don't believe in recommendations that promote one's own bank's products. I prefer to look at Stiftung Warentest, which does independent testing.
Generally, you should decide on a strategy before you start investing and then stick to it. If you want to transfer invested money from one fund to another now, you don't have a strategy. Your investment success is also not guaranteed.
So far, I seem to be doing everything right with my investments. I'm only making a relatively slow return (I've made a return of 15 euros on an investment sum of 650 euros since December 18, 2024), but at least I'm not making a loss.
Für 650 € und macht das keinen Sinn. In Aktien oder Wertpapiere sollst du erst ab so 100000 € reingehen. Was aber gut ist dass du Erfahrung sammeln kannst. Aber wegen 15 € Rendite wäre mir die Zeit zu schade Ausnahme eben dass du Erfahrung sammelst.
I only invest money I don't need. If the prices really do drop dramatically, that's just how it is, and you have to endure it. I also read that in the book I'm currently reading. Simply continuing to invest despite the economic downturn has always paid off (at least that's what the author of the book says), and he justifies this with a timeline of stocks from 1920 to the present. Even after the outbreak of World War II, many stocks continued to make gains for a relatively long time.
I just think that with cars, this only works if you do it professionally and on a large scale. A small backyard dealer doesn't make much of a profit, I think.
But even with ETFs, not everything is rosy. If they fall, you need a good strategy.
No no, don't worry 😀 I just thought it was a funny idea to sell cars instead of investing haha
So once you've decided on an investment strategy, you should stick with it. If you want to trade cars now, I would recommend choosing one first, and then doing it right.
I don't think the monthly standing order is such a bad idea. However, you still have to pay in even if things are going downhill.
Well, I pay 150 euros a month into the MSCI World. I hope that it will grow over time with the compound interest effect. Funnily enough, someone here responded to another question I had about ETFs by advising me to stay away from ETFs and that I should instead buy cars and sell them at a higher price because "I'd get a higher return faster."
You're right😄 Well, he predicted that there would be a huge correction in Bitcoin at the end of February/beginning of March and that this would be "the last chance for the normal mortal person" to be able to buy Bitcoin. According to him, Bitcoin will simply become too expensive in the next year.
The best thing is to do your research first and know what you're doing. I generally wouldn't accept recommendations from friends when it comes to investing.
Meine andere Idee war ja das ich neben dem MSCI World noch einen ETP (z.B. von Bitcoin) oder einen Gold ETF bespare, allerdings kenne ich mich mit beiden Thematiken nicht besonders gut aus. Mir wurde nur abgeraten in einen ETP zu investieren und ich solle mir lieber “echte Bitcoins” im Wallet besorgen, hat mir jedenfalls ein Bekannter empfohlen… Keine Ahnung was besser ist
Alles nur auf MSCI world.
Mund geduldig abwarten.