What happens if I am in the red at Sparkasse?
Hello, I recently rented an e-scooter. I only had 5€ left in my account, but unfortunately more was deducted. I am now in minus 4€.
I can't pay until next month. Is this really bad? Will I get a letter from the debt collection agency? Will I go to jail? I didn't do this on purpose.
For the so-called patient account transfer, you will have to pay a few cent default interest.
Can You Make In Prison 😀
You pay the corresponding interest rate that your bank specifies.
It’s a pretty high percentage, but at 5 euro it doesn’t matter.
You’re just paying some interest for it. It’s a few cents at €4.
If you have unauthorized the account, the Sparkasse can cancel the account.
You’re sure you’re right about it, but at 4 euros minus, the termination process costs the bank a lot of risk. If there are no other negative features, nothing will happen. 🤷