If I apply for a loan, do I have to show them my employment contract 🤔🤔🤔?
My sister says she only had to provide the last 3 pay slips and the last 3 bank statements
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If your work contract is terminated, the expiry date or When it ends on the payroll. Your surcharges are also on it. And your weekly working hours are also important. All the other dignity of the bank anyway might not interest the trial period but this is not always relevant. I only asked for the last pay bill.
If it comes to a higher sum and a longer term, it can be that the bank also wants to see the employment contract. The duration of the employment relationship and any time limit may be decisive for granting the credit.
I need 6000 to 12 months or 500€ + interest per month
If your employment contract would end in 6 months, it would be a problem.
Then put the contract before you ask.
I have an unlimited contract
*a
*me
Finally decides the bank. In Germany it is uncommon to show the employment contract. Banks may want to see the last three pay bills, but often there are also bank statements and for smaller credits there is often no question of proof.
Maybe.
Evtl. They want to make sure that the contract is not terminated.
It’s up to the bank, what they want to have on paper.
If the bank wants to see the employment contract, you’ll give them the contract. You want some money from them.
What does the bank do to how much hourly wage I get, how high my supplements are or my holiday days etc. they can then see everything
Love. You want something from them, not yours. If you are not willing to provide the bank with the required documents, there is simply no credit. They are not obliged to grant you one.
The bank won’t give you the money without security. It is therefore necessary to see whether bonuses are to be expected regularly as cash inputs or are actually only an exception.
Again, you want something from the bank and not vice versa.
If you don’t send them the complete records, you won’t get a loan.
Your decision.
I am now in the position to explain to you this 10x more that you want some of them (namely their money)
Then I only send them the page of the contract of employment where there is no deadline
I want a loan that wants to know my whole DNA
And how should the bank know that without seeing the employment contract?
She can’t smell it.
So you’re going to enter the contract and they see it’s indefinite.
I don’t know where your problem is.
I have unlimited contract
That you’re not unemployed next month, because of outgoing deadlines and the two. Guess what’s going on.
If it bothers you that they want more documents than other banks, you just have to go to other banks.
However, they do not see whether the contract is limited until next month, for example, and you will only receive unemployment benefits from May.
They see how much I earn in my payroll or account statements .. what do they want more
As a rule, 1 pay bill for larger sums 3
Job contract is less sensible since when you work on the payroll
The 3 last pay or salary bills say more than a contract of employment: you could not work at all (e.g. unpaid leave), then don’t use the employer of the contract of employment:-((
Work contract is not necessary but evidence of merit
You can of course refuse data protection. Then you don’t even need to ask for a loan.