Assuming I earn €5,000 net, how much do you think my car should cost?
Sure, it depends on other expenses, savings rate, etc.
Maybe someone has a rough guideline?
Is a sports car possible for €150,000 or is the limit perhaps already reached at €30,000?
(2 votes)
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You can also earn 2,000 nets and buy a Lamborghini. It doesn’t matter how much you deserve, but how much financial backbone you have. You earn a few thousand € net monthly and have hardly any savings? Then an expensive car should still be feasible. You earn less net and have enough financial reserves, which are several 10 Tsd. €? It would also be conceivable.
Whether it would be useful is an individual and other question. But at 5,000 net, the monthly financing of a 150,000€ car would cost 1,500-1,800€. Plus fuel (or electricity, depending on), plus insurance, plus tax plus workshop costs. At least 2,500€ per month would be reasonable.
And then there are still living costs, which are usually not too cheap in a thick car. I mean, it doesn’t fit together to drive an expensive car and then to live in the center district of the city with 300€ monthly rent or something. So it would be possible with 5,000 nets, but you have to remember, about 50% of the total salary goes only on the car… that is already a lot and much for saving then no longer remains.
I personally (but only my opinion) would rather look for rehearsal cars or car rentals of such expensive car bodies, but as a private vehicle, the first would not be worth the money and, secondly, much too unfit for everyday life, only because of the high consumption and size (parking search etc). It’s your choice.
Many greetings and I hope to have helped
Turbo
Thank you for your detailed answer. Unfortunately, you get only a few such helpful comments.
I liked to do it. I am pleased if I can help 🙂 thank you for the question
At 5,000€ net, I got a maximum of a car for 50 or 60,000 euros. It would be more important to pay off my house and invest the rest in something
As a single full-time I had the brutto – and no own car. I just didn’t need one. I went to work by bike, otherwise with Öffis. A car is very expensive, you should really need it.
With the salary that you prefer, there is usually also a company car. In my company, many are currently swapping their service cars for e-bikes. It’s more practical in town.
5,000 euros net is management. You have to come.
Financing, insurance, tax, fuel, maintenance… that’s buzzing. If you really have so much money, buy an apartment. That’s a good old-age provision.
As much as you want. I think with 5,000 euros you should be able to cover the operating costs pretty much every car. The rest is just saving or a loan. Whether you want to spend 30k, 50k, 150k, 300k or more is up to you.
What you can do as a price for your car is an annual net income as a maximum ceiling, so at 5k net a month 60k
150k are far above your budget, such cars are just what really rich!
What do you want to make of pay? any vehicle could come into question. Where repayment is guaranteed 😉
Guess that even you have to give collateral in the form of property – the bank will want to secure itself
Why do you want to work for a car? There are more important things.
The car has a high priority for me. Not because I want to state. It’s just my hobby and what fills me. So what are these answers?
Are you saying that from your fridge, from your bed, from your TV? These are things you use every day for several hours. Do they have a high priority? A car is most used for driving to work, where there are always only one and the same people. I find it superficially so much money to invest in an item that is used a maximum of 1 hour a day (if at all) and then to say that this item has a high priority.
And how many times do you go out there?
I would, however, agree with AnonymKDT. I’m totally on cars, too. It’s more for me than just a means of moving, it’s emotion and experience. And there it can be more than 1 hour of use the day:D I love to sit behind the wheel of a high-quality vehicle and feel the driving experience. This is more exciting for me than “Couchpotatoing”