A loan of 185 thousand is left
I earn let's say 3 k net
but I don't want to talk about my salary directly because it's nobody's business
What rate should you choose to pay off the first 10 years?
what is the best???
there is house money, hobby car etc.
(1 votes)
Loading...My husband has taken care of the access to the Sparkasse online I also look in and out If you have taken out a loan with them, can you look there How much you have already paid off If so, how? Unfortunately, my husband isn't that interested, so I'm taking care of it now.
Hello everyone, Unfortunately, I had a traffic accident two weeks ago with minor damage to the driver's door and the one behind it where someone cut me off. With all the stress, I forgot to report it to VW Bank. But I already told the appraiser two weeks ago that I want to have the…
I earn 1214 gross.
Or better said, in several monthly installments? So that I actually have to pay more than usual. If so, how much will it cost? In my case, it's 11 months.
An invoice for 15 euros (I think) I never received it, I'm not entirely sure but almost, then debt collection gave me the total invoice of 90 euros What do I have to do? I know that this increase does not have to be paid.
Hello everyone, and I am in a dilemma. I am currently in training and would like to go with my parents to get a car. Either one for 1 for 15000€ financing Or lease one for 3 years what would you do?
30% of your income for warm rental would be best. This includes, in addition to interest and the eradication of the credit rate, the costs of heating, water, electricity, house insurance, waste fees, road cleaning, chimney sweepers and the basic tax. You can calculate it yourself. Also think of reserves for repairs.
The faster you pay the loan, the less interest you pay, and the less you have to pay back. That speaks for a higher rate.
But I would rather go to the lower monthly rate and allow me to grant (annual) special relief rights. You’d rather be able to return money for the special withdrawals. Then you have a lower monthly burden at the bank and can react more flexibly to unforeseen. Once a year you can see what you saved and eradicate accordingly.
Isn’t heating and water at home?
sorry, had read that it was an ETW. Yes, that is true, in the house money, the fee for the house administration is also included and the maintenance reserve also covers normal repairs. Insurances, house cleaning and gardening should also be included. However, water and heating are naturally dependent on consumption and you do not know how prices develop. Only electricity and basic tax are added to the house money.
zins from the bank is 4% 4.25
DKB Bank
is it okay?
The best thing is logically the highest rate you can pay.
That too much I thought about 900
Huh? The highest rate you can pay cannot be too much. You can pay them.
That depends on the contract. In any case, you pay longer and therefore more interest because the contract is running longer.
If you pay less, higher interest is so regulated ?
That is already the question.
From your entire payment obligations and your net salary, you will get a maximum amount that you can repay monthly. This is logically the best because, as is known, the lowest interest rates arise.
But there is still house money with fuel car etc insurance water electricity
As much as you can afford you maximum!
Think of repairs, acquisitions etc… and all that’s left I’d pay off — the faster the better, you never know how to change your finances!
That is why I would only take something flexible, even if it is perhaps more expensive!
Repairs can make the pole. They are good value
You mean the one who messed up the bathroom and you can’t do anything because everything was made black?
Working but also not for free and without material …
So we have an insurance fraud here for black work
he has repaired the damage and it has cost only 100 euros as well as I got 900 euros from the insurance incidentally for the basement
Now you don’t need repairs. The apartment is renovated
… well, you can just…
I know enough people who just have time
The amount of the rate will tell you your bank. For someone who allegedly rented so many apartments, you have amazingly little idea
I don’t talk about my business for that I did something in my life and now I get it through € back
That you don’t talk, you tell a lot. I’d think about what I’m giving from you.
At 3 K net I would set up 1000 per month rate.
1000 is already much there is still house money, etc.
I know, but the faster the property is paid off. And 2000 is enough to live if you don’t exaggerate it.
You can also choose 900… or 800….
Remember, the sooner you paid off, the sooner you start true life.
I calculated 20 years back then, and after 15.5 I was finished.
Great feeling!!!
No
Okay, and then why do you ask?
Yes I don’t want my money to conquer everything
The question would be if you had a choice at all. Usually, the bank tells you how she wants to serve the annuity.
It’s okay
Then remember the sentence: savings, are the best you can get. So as much and quickly as possible
If there are 4% interest rates, you will pay at least 6% interest
4% -4.25 is the interest rate
And what do you get to HABEN interest in your account?
Then I have less on account