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SchakKlusoh
10 months ago

The wrong ones.

It’s a stupid idea with speculation to secure a pension.

  1. The money is borrowed. So you have to pay interest.
  2. There is no secure interest on the stock market.
  3. A speculator like Blackrock could specifically drive the shares up, but also press down.
  4. etc.
KaffeemitMilf
10 months ago
Reply to  SchakKlusoh

It’s a stupid idea with speculation to secure a pension.

Long-term investing no longer has much to do with speculation if you diversify your portfolio globally. In addition, the share pension is intended merely to supplement and thus serve as a third pillar of pension financing.

SchakKlusoh
10 months ago
Reply to  KaffeemitMilf

Long-term investing no longer has much to do with speculation

Yes, it does. Large private equity companies are very well able to access such a portfolio.

As Black Wednesday, the 16th will be September 1992, which led to a crisis in the European Monetary System (EEA). Hedge fund managers like George Soros achieved billions.

https://de.wikipedia.org/wiki/Schwarzer_Wedtwoch

Your government is only pressing against a fundamental and necessary reform.

GuenterLeipzig
10 months ago
Reply to  SchakKlusoh

2.:

There is no interest, but dividends with sufficient corporate profits.

SchakKlusoh
10 months ago
Reply to  GuenterLeipzig

Interest must be paid by the State for the borrowed money.

Have you ever heard of the rule that you should only speculate with money that you can afford to lose?

but dividends with sufficient corporate profits.

Thank you for confirming that this is an insecure thing.

Your government is only pressing against a fundamental and necessary reform of the pension.

  • Abolition of non-insurance benefits
  • All pay a
  • Unification of pensions, pensions, etc.
  • Capital income is also subject to social insurance
  • incentives to work longer
KaffeemitMilf
10 months ago

You’ve already posted that, but you’re still going over the subject. In the course of the Black Wednesday it was about Currency, not for stock markets. Here you can see the historical logarithmated chart of the S&P500: S&P 500 over 80 years with crises and maximum drawdowns forSP:SPX of Optionopedia — TradingView

I honestly think you haven’t really dealt with the subject yet. You’re messing up a lot of things that have nothing to do with each other.

But we do not have to go further. You’ll have your opinion that I can’t and will not change here. But I can only give you the hint that you are dealing with the subject autodidacically, even off the stock pension. Investing a few hours in financial education is the most profitable – from a monetary point of view – what you can do in your life.

GuenterLeipzig
10 months ago

Your point 2 says: interest on the stock market.

I was referring to that.

So this has nothing to do with interest on borrowed money.

I had already delivered my statement on the subject separately.

On the other hand, the reform of the pension system has been overdue for 35 years to a predominantly capitalised dynamic system according to the Norwegian and Swedish ones.

This includes the transition from official pensions to the new system.

The stock market is not so insecure if you take the rendited triangle of the Deutsche Aktieninstitut into your mind.

Certainly, there are sometimes market phases in which the rates run temporarily to the south, but under long-term considerations of the stock market, any other investment will strike.

The Germans tend to have a so-called full cascoment and confess that this is precisely the killers for a return to inflation.

But in the new system it is possible to leave people free choice between several risk classes, which are in the proportion of

  • Shares (value)
  • Real estate (value)
  • Bonds (debt securities)
  • Money market values (debt)

distinguish and do not guard people with regard to their own life planning.

SchakKlusoh
10 months ago

As Black Wednesday, the 16th will be September 1992, which led to a crisis in the European Monetary System (EEA). Hedge fund managers like George Soros achieved billions.

https://de.wikipedia.org/wiki/Schwarzer_Wedtwoch

Your government is only pressing against a fundamental and necessary reform.

KaffeemitMilf
10 months ago

Private equity companies do not care about listed companies, as the name says. In addition, why should they “attract” such a portfolio? What do you mean attack?

The fact that shortselling is also operated on the capital market, i.e. empty sales, is completely normal. Hedge funds do this, for example, to reduce volatility (but also return).

And yes, of course, the stock exchange goes up and down. But that is why the emphasis is also on long-term and globally diversified. Anyone who represents such a portfolio participates in the development of the global economy, which, as expected, generates about 7% return per year and thus clearly strikes every other comparable asset. A pension portfolio would probably be supplemented by bonds.

GuenterLeipzig
10 months ago

I don’t know, I don’t have a good feeling, because state and good asset management have never been a good couple.

Privately, however, I would never acquire shares with borrowed money as a professing share fan.

But that’s what the state does.

Instead of pledging tax revenues across the world, this money would be better invested in shares for a pension grant.

Politics has an issue problem for all kinds of things, no problem of taking, the latter are here as never.

Meydox
10 months ago

The shares from the Dax.
It will probably be mainly German shares, maybe also pairs American

If it comes to that.

SchakKlusoh
10 months ago
Reply to  Meydox

“Deutsche Aktien ” where Blackrock is the largest shareholder?

Funship
10 months ago

Probably similar to the Norwegian State Fund NBIM.

https://www.nbim.no/en/the-fund/investments/#/

HarryXXX
10 months ago

This must be decided for the first time. I don’t think they already have an investment strategy.