Was würdet ihr mit 200.000€ machen?
Hi, ich bin 28 Jahre und mein Bruder und ich habe vor 3 Jahren 200.000€ von meiner Mutter bekommen, also jeder. Meine Mutter hatte einen wohlhabenden Vater der vor 10 Jahren gestorben ist und bevor er gestorben ist hat er seinen 2 Kindern 750.000€ gegeben und meine Mutter hat auch das Ferienhaus in Griechenland bekommen, was aber mittlerweile verkauft wurde. Zu Ihrer Mutter hat sie seit über 10 Jahren keinen Kontakt mehr, ich weiß aber auch nicht wirklich, was da wirklich vorgefallen ist es ging auf jeden Fall um Geld. Mein Bruder und ich haben vor 3 Jahren mit 25 und 26 200.000€ aufs Konto bekommen und mein Bruder hat schon fast 50.000€ davon ausgegebene und ich nicht mal 5000€ Ich war 1-2 mal im Urlaub und habe mir ein Auto für 15.000€ gekauft, allerdings nicht von dem Geld sondern von meinem “eigenen” was ich selber verdient habe.
Ich möchte kein Haus, Eigentumswohnung, da ich sowieso nur 500€ Warmmiete bezahle. Ein Auto habe ich und ansonsten glücklich, dass ich gesund bin und natürlich auch dankbar, dass ich so viel Geld von meinem Opa geerbt habe. Fühle mich aber irgendwie komisch, dass ich so viel Geld auf meinem Konto habe. Was würdet ihr mit dem Geld machen?
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Open an account for example at Comdirect, VW Bank or Opelbank and create at least 100,000 for 1 to 3 years. The interest isn’t that bad. The rest I’m giving it to the stock exchange 🖖. Actually, I’d invest the rest on the stock exchange. There are plants that say how long you want to put on with what risk and buy and then sell for you. Costs 1% a year but you don’t have to understand. Alternatively, you can also read financial test, focus money and acquire the knowledge and create it yourself. That’s risky, of course.
You feel it as risky to read yourself so that you know what to do, but don’t find it risky to give 1% of your money annually, which runs with it happiness? If he was so successful, he wouldn’t have to take the money of other people.
I’d rather heat my money into the oven, and then I’ll get warm. What you’re proposing is insane…
I guess you don’t have any money at all. You notice it from your unexistent financial education.
Yo Joe, don’t give the questioner his own answer but comment on the answers of others unrespectfully. Nothing else we expected. The questioner and others thanked each other. The caravan continues.
Moin,
Greetings
Hi, I have crypt worth 2000€ and gold worth 5000€. A condominium for under 200,000 becomes difficult. With us in the big city you get for the money almost only 1 room apartments or 2 rooms that are not really nice. : I have jewelry for approx. 1800€ (2 gold chains) and porcelain of meissen (I think this is written) in the cellar 5-6 figures. But don’t know what the value is. I wanted to buy more gold and possibly silver. My bank accountant told me about funds last time, so I’m gonna get my hands off.
You don’t want a house, I would have guessed you.
Just see if there are some dreams you still have. Otherwise, save is never wrong. Even if you don’t want anything, you could change a lot in your life and then the money can be a blessing.
Do not consider it as a lot of money, but rather just a number on your account.
If it bothers you pack it to a separate account, or a savings account.
Wrong thinking. You can also buy a house without living it yourself.
But other option:
I inherited something about my mother, but not as much as you did. I’m not doing anything with the money, it’s just there as an emergency. I don’t have much to live but something always comes and then the money is missing. The car is broken, the washing machine, a high bill or my dog may have an operation to the veterinarian, and then it calms me that I have the emergency groan. Or you lose for some reason the job and the rent and everything must be paid until what is new or just a solution. And the people who usually want to reproduce it have nothing at all because something didn’t run according to plan shares or something. Get luxury a new car or something. Yeah, 200,000 is gone quickly and you ask yourself where it is. Your brother’s gonna ask himself someday.
Yeah, I see. I invested about 5,000€ in gold and 2000€ in crypto, but also from my money what I earned myself.
LG
Most of the people who want to increase this will also increase
Not always, rather the opposite happens.
In your situation put into shares, not in any managed funds, but standard values.
With standard values you can also quickly lie wrong. See Bayer or Wirecard….they were also considered safe.
My suggestion: Invest in yourself first. Go to consultants (available at the bank), get some books, get what’s going on. Find out about everything (no matter whether stocks, funds, ETF, precious metals, ETC) and then form your own opinion – with which you have to live your life. Do not let anyone present a particular (namely his) plan before you (!) do not know exactly what you are doing. However, all ideas are welcome.
Apartment for 200k buy and rent. 40k deposit, 160k credit.
20k Krypto
Msci world
40k emerging markets
No, I hate loans. I will never take a loan
That’s not much money
Yes. before all 20
I find myself and I have 250,000 on the account right now, as I have been going to work 16 and never really spent money on unnecessary things.
Of course, that’s fucking much money
Then you have no idea how to make money.
Who?
@
World trip would be cool
Save! Or put on. Find out about the best investment methods…
I have already invested 5,000€ in gold and bite crypto but also my own money. Be careful
Caution steals return
Isn’t there any adviser where you can get the best information?
Put the money well until you might want to buy a house.
Go on a beautiful holiday!
You’re saying 28 now. Look closely thought. Your life goes loosely 50 – 60 years and property serves primarily to secure the pension period.
I’d like to have a nice vacation and take the big rest until I have a sensible idea.
Create and not leave the account.
Etf, savings letters, daily money account.
With the right facility you would have 10 to 20,000 € more
he inherited 300k and announced after a year.
Bad idea
nö was the best in this country when one has grown in the 70s/80s.
I told you about the 500 units my father sold last time. he can’t spend so much.
I don’t have to work up to 60 just to make that clear. ^^ But I don’t deserve bad (3.5 net) and in my case it would be doof now to announce only because I’m 200 or a total of 250k + other valuables car, gold etc., which are also 50,000 value again so approx. 300k on the account. I don’t want to spend the money for any kind of things like apartment, etc., and my grandma inherited 5-6 million from my grandpa at that time, if my mother is also inherited from it, then I get another 1/3. But I don’t know if my mother gets anything from it, because my mother has been quashed with my grandmother or her mother for over 10 years. I know, however, that the property my grandma owns is worth almost 2 million euros alone (3 apartments in Düsseldorf and house in Spain). If I should inherit 1/3 of them, I will retire. ^^
have the money on the stock exchange doubled in 5 years. I can only laugh about today’s “volk”.
All right, 300k were more than 300k now