Was würdest du machen – Autofinanzierung?

Angenommen du fährst deinen ersten Wagen, wo der TÜV ausläuft und du den halben Kaufpreis an Reparaturkosten hättest.

Du hast monatlich 500€ zur Verfügung, die du frei verwenden kannst.

Was würdest du machen?

Das KFZ verkaufen bzw. verschrotten und….

Bei 500€ / Monat müsste man sicherlich über 1 Jahr sparen, um was halbwegs längerfristiges bezahlen zu können. Wiederum könnte man für das Geld auch ein Auto abonnieren. Man hätte dann kaum Bauchschmerzen.

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AlterHaudegen75
1 year ago

This would be important if I needed a reliable vehicle, for example, to get to work. If that was the case, I would actually think about a small vehicle in leasing at least.

JackJack321
1 year ago

Keep your car and bring it over again or buy new ones for 1-2k.

JackJack321
1 year ago
Reply to  broti0790

But it is

leasmobil
1 year ago

Hello Broti0790,

Finally, each person has to decide for himself what model comes into question and what needs are to be met (e.g. when leasing after the contract term, always a new vehicle).

We as a leasing company would like to mention a few advantages for vehicle leasing:

  1. Less monthly payments: Compared to car purchase or car subscription, the monthly payments for leasing are usually lower. This is because you only pay for the use of the car, not for the entire value of the vehicle. With a monthly budget of 500 euros, you can lease a high-quality vehicle and still stay within your budget.
  2. Low Upfront Costn: When you buy a car, you usually have to pay a larger deposit to finance the car. During leasing, the upfront costs are usually lower and can sometimes even be completely eliminated. When you recreate the entire rates you paid at leasing and compared to the loss of value of a new vehicle, the loss of value is usually much higher. This means that you can use your financial resources for other things.
  3. Regular vehicle updates: Since leasing contracts are usually limited to 2 to 4 years, you can regularly choose a new model. This means that you can drive a current and modern vehicle every few years.
  4. Low maintenance costs: During leasing, maintenance costs are often lower than when buying a car. In most leasing contracts, the vehicle maintenance and repair including oil change, tyre change and regular maintenance is included (ALL incl. leasing). You don’t have to worry if the car needs to be repaired.
  5. Flexibility and convenience: Leasing gives you the opportunity to drive a car without having to bind to the vehicle in the long term. If your needs or budget changes, you can simply return the car and choose a new model.
  6. Tax advantages: Most leasing contracts can be deducted taxly and your monthly burden is also reduced.

Everything has its advantages and disadvantages, we wish you a lot of success in your decision!

Silverhead2010
1 year ago

ask your employer, yes also gives company vehicles

or… buy yourself now a car with a nice little one, which is already given or only has to invest 700-800… and then save the year and then buy something for 6000 euro (500×12).

bike ride can make if you need to school or job 2 km, in winter or rain stop …mist.

car lease on conventional way, if you are not independent, too expensive.

carsharing no guarantee that you will get the car Y on day X. so bad.

EddiR
1 year ago

Don’t you save when you need another car?

I don’t think of your answers! And if you care for a car and wait, then you can avoid that with the TÜV running out, you get so high costs for one that it becomes unprofitable.

Where wear parts like brakes, exhaust… can always be due anyway. Not to the TÜV.

EddiR
1 year ago
Reply to  broti0790

Then you should consider investing the money in the car and making new TÜV. Because without TÜV it is much less worth than with. So the sales price increases enormously. Keep asking how much half the purchase price is. And I suppose that was €5k because of me and now after only 1.5 years it takes €2.5k then something went wrong when buying. In other words, you’ve been pulled over the table in a clean way!

Mungukun
1 year ago

Bzw., I had at least 2 years to save because I had only bought a car with a new TÜV and could therefore buy a new car thanks to the long saving time.

hotrod66
1 year ago

Depends on how high the costs are.

EpicJulian
1 year ago

I love cars, really wants to drive jz already (in 16)

lesterb42
1 year ago

The good offers have become very rare.