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Thelianos
9 months ago

Usually, the bank grants you an overdraft. This could also happen when your credit is not completely bad.

You pay higher interest than for the dispo. This is somewhere in the bank’s documents, e.g.

Rolf42
9 months ago

The fees will still be charged to the account, so the account will be covered and you will also be charged with interest.

Debits are paid by other beneficiaries, but not by the bank itself.

DasOrakel
9 months ago

The account management fees are still charged and you have to pay them.

t987654321
9 months ago

You owe the bank’s money, you don’t pay it, the bank will cancel the account.

BurkeUndCo
9 months ago

Either you have an overdraft at the bank as a financial reserve.

Or your account will be blocked – shut down.

NicoNRW
9 months ago
Reply to  BurkeUndCo

So fast but not because you go 1x short into the dispo. The bank will contact sooner or later

NicoNRW
9 months ago

The bank will definitely get its money

Your account goes into minus even without granted dispo

See Difference Dispo / Patient Dispo

malteabc
9 months ago

Then your account is covered. You go to the “Minus” with this amount.