What is Sparkassen Card Plus?
Hello,
I've now tried to find out what this Sparkassen Card Plus is.
I just don't quite understand it.
I also finished it.
Now I have a second bank account in online banking with 0 euros but availability.
Can I now freely access it and, for example, transfer 1,000 euros to my account to balance the overdraft?
Then the amount on the Sparkassen Card Plus account will definitely be negative and will be debited from my main account in monthly installments.
Do I understand this correctly?
(1 votes)
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Apparently, this is a framework loan (additional to the existing dispo) that you can have by paying with this card.
For the use of the loan, of course, the corresponding interest will be due and the low repayment rates will result in long term periods with a correspondingly high interest rate burden (if you do not accelerate the repayment by additional transfers).
In short: For the savings bank, this is probably a very lucrative offer, for which I think the customer is not. I would not recommend it for dispo compensation.
Then this seems to be different regionally. I did not find any such offer at the savings banks in my area (NRW).