Was ist eine Kreditkarte ich habe da irgendwie kein Überblick. Ich habe eine EC Karte also Giro und würde gerne auch eine Kreditkarte besitzen fürs Ausland oder weil manchmal die EC Karte nicht reicht fürs bezahlen. Aber ist eine Kreditkarte einfach eine EC Karte mit mehr Funktionen. Kostet die Kreditkarte Geld ?
(1 votes)
Loading...Ich habe mein altes bankkonto aufgelöst und habe unwissend mit paypal etwas über dieses bankkonto bestellt. Nun bin mit 13.99 im minus.Ich habe auf paypal die anweisungen befolgt und von meinem aktuellem konto das geld zu paypal überwiesen.Leider habe ich bei dem namen nicht Paypal europe s.a. … eingegeben sondern den namen von meinem paypal…
Moin, bei mir ist das so, dass irgendwie jedes dritte mal oder so wenn ich meine Karte an das Gerät halte dort steht das die Karte gesperrt ist. Ebenso beim Handy dann steht da das das nicht akzeptiert wird. Weiß jemand woran das liegt?
Suche eine Haspa alternative in Hamburg. Was mri besonders wichtig ist, ist ein gutes online Banking. Auch wichtig ist es, dass ich eine EC-Karte habe. Oder was das neue equivalent der Maestro ist. Hauptsache ich kann dort zahlen, wo eine MasterCard nicht angenommen wird und am besten auch gut Bargeld abheben kann. Was für alternativen…
Darf mir meine Mutter 450€ abziehen als Strafe ? Es ist nicht zu meinem Wohl. Darf ich der Bank schreiben um eine Rückerstattung zu erhalten? Es ist ja mein Eigentum auch wenn ich minderjährig bin oder? Ich freue mich über jede Antwort! LG
Hallo, ich wollte fragen ob man wenn man auf Rechnung kauft sein Bankverbindung angeben muss oder nur die Adresse? Danke für alle Antworten.
The idea of a credit card is that a company offers you as a client to obtain goods and services that are collected once a month from your account to the credit card company by means of customer number and signature. The supplier pays the credit card company what you bought. This mediation is financed by deductions from the paid invoices and a card fee you pay (usually annually).
I would like to give some basic information:
The “EC card” there have been no more than ten years, it has been through Girocard replaced.
The Girocard is in principle only usable in Germany. For payments abroad, however, many cards have an additional function as Maestro, V PAY and increasingly Mastercard Debit or Visa Debit.
In Foreign countries in principle it makes sense to map an international system such as Mastercard or Visa to have it not necessarily a Credit card be, Debit cards are equally useful in most cases. (Exceptions may be, for example, the booking of car rentals or hotel rooms).
The Difference between Credit card and Debit card is that a Credit card has its own credit framework (for the repayment of the loan, there are different models – from monthly debit of the total amount, to monthly debit, to individual bank transfer), while payments with a Debit card directly from an assigned current account.
Debit cards is now available free of charge (or at a low cost) in connection with a current account, partly directly in combination with the Girocard, partly as your own card.
Credit cards In addition, one applies to a bank (it does not necessarily have to be the bank where one has its current account), there are many different offers with different conditions, partly with a monthly or annual basic price, partly but also without.
For Debit and credit cards It is worth noting that, in addition to the basic price, it is also worth paying attention to the costs of payments in foreign currency and cash payments to ATMs.
In short: The topic is somewhat confusing, and for a more accurate answer it would be helpful to know which bank you have your account, what for maps with what features this offers and what you want to use the card for.
A credit card is a card where you get credit and pay later. Fees, interest (should be avoided) and other conditions determine the outgoing bank.
If you pay something with the EC card, it will be immediately charged to your account. With a credit card, you have a mtl credit frame over which you can use and which is then charged to your account at a later time. There are various variations for the return of the credit card payments.
If you only want to pay abroad and do not need a credit card, get a Debit Mastercard or Debit Visa. You get as good as any bank today.
As with your Girocard, the money is immediately deducted and the whole thing has no disadvantages for you. Normally, this once cost you 5-15€ depending on the bank. However, some Stone Age banks want an extra monthly fee.
EC cards are no longer available. That means Girocard for decades.
The Girocard is a curiosity from Germany.
Gircocards are so-called debit cards. This means what goes on is billed immediately and is directly linked to the account’s availability limit.
Most Girocards have co-branding for foreign purposes, so they work like Visa or Mastercard debit cards.
Behind a credit card is always a credit frame, until you can have exhaustion. It is usually possible to determine the repayment methods themselves at the appropriate bank. Everything can be due at the end of the month or monthly rates are paid.
A credit card (American Express, Visa, Mastercard etc.) is a card where the respective institution provides you with money and only withdraws from your current account at the end of the month. So they’re making the money available to you as a loan.
You don’t necessarily pull it off if you don’t ask. You’d rather charge high interest.
That’s why they want their money back at some point.
Not with me. I had to give the draw-in authorization separately. Note from the credit card company: but they don’t need to pay anything the same. I’d like to believe.
Depends on what you signed. At least that was the case with me.
Right with interest. Of course you should avoid that. But automatically it is not that is collected monthly.
Go to your bank, there you get all the information you need