What is wrong with putting a little money into my savings account (Sparkasse)?
Thanks in advance!
I would be very interested in that 🙂
Thanks in advance!
I would be very interested in that 🙂
Hallo alle zusammen Ich habe das Problem das ich snapchat nicht mehr öffnen kann sondern nur eine Fehlermeldung kommt und snapchat sich direkt wieder schließt. Ich benutzte ein Samsung also Android. Wisst ihr woran es liegen kann?
In my apartment building, there's Street A and Street B. The number wasn't listed on my ID card at the time, and there haven't been any problems for 15 years because the COD is on the doorbell and the building entrances are only 2 meters apart. I'm opening a basic account because I found a…
Hallo ich habe heute auf meiner kk eine Abrechnung von 109€ gesehen mit dem Verwendungszweck überweisung aus guthabe aber ich habe nichts gemacht dass einzige habe mir einen schuh auf nike gekauft für 159€ und diesen wieder zurückgeschickt und dass geld auch wieder erhalten und jz kommen diese 109€ wo ist das geld hin?
Hello, an amount was debited from my credit card that I didn't initiate. What do I need to do now besides canceling my card?
Hab diesen Error seit 1h fast Jz hab ich mich beimBrowser angemeldet da geht auch nix da steht das mit den roten. Hab so Panik. Meine Freundin sieht mein Profil noch aber der eine Post ist weg ich hab echt so Panik sorry wenn ich rǔberkomme ams ob icb übertreibe aber das ist kir so…
Hello, I have a business account with SumUp, a bank in Europe but also in Germany. I wanted to know if I can have my income from a mini-job paid into this account, or if the company can refuse to transfer the money to a non-German or business account? if you can even tell from…
If the savings book does not have any bombastic zinsen it has no advantage to day money as less available.
Money on the daily money is well available with a bit of interest and “from the eyes” what makes it better than Giro.
But it is not inflationary.
In so far, daily money is great to save and store the emergency food. It’s not good to have everything you have to bunk.
Why is it bad/good if it offers more/less interest?
Prices are rising.
Imagine you have €100 and today you will get a concert ticket.
Instead of buying a concert ticket today, you save 100 € because you are currently not interested in a concert. Wg inflation/price increase costs a comparable concert ticket in a year 105 €. But you still have 100 €.
Let’s get you 2 % a year. Then you have 102 € in one year. If you get 5% you have 105 €. If you get 6%, you have 106.
And this now on a larger scale is 10 or 20 or 30 years and not 200 € but 10 000 or so €.
Interests are capital you get for your money. So you’re getting money because you’ve got your money out there. If you get more, it’s logically better.
To this is the inflation that makes your money less worth.
On a savings book you can watch how it loses purchasing power.
In a classic austerity book, interest rates are usually under current inflation to prevent this. That’s why money is spent in daily money. In the broadest sense, the modern version of a savings book
There is no interest on a savings book, as there are much better investment opportunities.
Nothing.