What do you think about the digital euro?
Well, I'm not really thrilled with it. I don't even pay with a card and I only take my phone with me when I absolutely need it.
I prefer to pay with cash and find it safer and easier.
Since I'm interested, I would also like to ask you to state your age.
Parallel to cash, it makes a more flexible, uncomplicated and faster.
In 20 years the standard will be.
I think it makes paying more complicated and slower.
Then just stay with cash when you feel the digital variant slower – cashless works with me somehow faster….
Well, everyone has different experiences.
I’m not opposed to it or I don’t care, but I don’t know what I’d need for today.
I use almost all cash payment variants via GiroCard and credit card, only with payment via mobile phone I won’t be so warm. So if it comes to the fact that it is really useful to pay with a digital currency, then it should be that, but until then I just don’t care.
Gruss
I almost always pay cashlessly, I am nich for it or against it, but see this construct as a chanceless against the established payment systems.
Why should I purchase a card? Day account will not completely replace it.
If you have little money, you will appreciate the later payment on credit cards. Whoever has credit and cards anyway doesn’t need it. And for illegal business, it won’t be anonymous.
If the citizen benefit recipient does not have to give the bankers a basic account.
It’s a very good idea. It saves time and effort to scrape out the money, which could or would significantly accelerate the payment process.
You can now by paying with card.
I’m aware I’m using Apple Pay myself, I don’t own Euro cash. That’s good too. Nevertheless, I will be stopped at the cashier of people counting money.
So according to my experience, cash goes to pay faster.
If there’s a card in front of me, sometimes the hat line goes up.
The cards don’t go, then every 20 times are tried and then the pin is wrong or you don’t know it. In the worst case, there’s not even something on the map.
I always write a shopping note, put everything in the car, get the prices together, get the money out, put me on, pay and I’m out.
It’s totally contrary to my experience. And becomes more and more extreme.. because among the few cash payments now more and more older people are starting to count their small money… or they do not know if they can pay anything.
Credit card and pin are also from yesterday. I’m holding my watch to the device I’ve unlocked and finished before.
But you are not the majority of customers. I’m always happy if the people before me just keep their card, smartphone or smartwatch to the terminal, it’s short piept and ready to pay. This goes much faster than cash, especially when the majority of cash payers only start to scratch their wallet out when everything is scanned and, at worst, count small money.
How can these pigs be? Also in road traffic, the people who do not drive 250 on the highway. Tolerable.
I’ll do it before I get in place.
That’s why I’m getting together at home, and I’m still getting 15€ extra from my chest.
Watch?
This is English for watch. What do you want to unlock, you mean the lid like a pocket watch?
I also believe that the fewest shops will accept a watch as payment. My old, scratched Casio will have hardly any value. My pocket watch may be worth a little more, but I only have them for special occasions.
I’ve only been paying cards for years and only use cash in rare cases. All my bank transactions (Giro accounts to depots) run online and I haven’t been on a banker for years. Even my last mortgage went completely without personal contact via an online broker and the cheapest bank.
I find this so much more convenient, simpler and much faster at the checkout.
I’m 60+. My children also hardly need cash, but they also use various mobile apps in addition to the usual cards…
Is that really safe?
I’ve had other experience and I’m different. I’d have to take my phone or any card, download me another app and remember a PIN again. Then the scanner, transmitter or magnetic stripe does not work and until I finally paid, I am starved.
I’m 20 only use cash, and on the phone I write here, listen to music, watch YouTube, anime and am happy when I get some games.
Presumably all the taste and practice thing 😎
There is nothing that is really absolutely safe, but the whole online traffic with encryption software, MFA etc. seems to be enough safe to me. Most problems are created more by the personal stupidity of individuals. Perhaps more would have to be done for minimum knowledge of cybersecurity (schools, vocational schools or also by providers such as banks, etc.). The online stuff is the future no matter how much you like to reject it…
Viewed objective is cash payment in the middle field in terms of speed; Map only lasts longer (~7s) if authentication is required. Since with me only every 3rd payment the pin asks, I am definitely faster with the card. And my kids are faster again with their smart frame. https://www.faz.net/current/financial/my-financial/money-issue/bar-or-mit-karte-wie-man-an-der-supermarktkasse- Schneller-zahlt-18593764.html
Pay everything with card as it goes easier and faster. But I am generally opposed to the abolition of cash. Everyone should decide.
Whether you are or against it does not prevent the e-€uro.
It is also not about the abolition of cash, but an additional payment method.
The banks have set up the Maestro system and only one Visa/Mastercard will remain in the future.
This lacks a European payment method, which is to close the e-€uro in the future.
The first priority objective is to provide a payment method in trade and online trade.
MasterCard introduces Maestro, not the banks. And replace it with the superior MasterCard Debit system. The same will make Visa sooner or later and Vpay will replace with Visa Debit. There is no European method of payment. Two US payment service providers replace their outdated products with modern on- and offline capable.
Only the EU Commission 😉
Don’t understand the difference. I can already pay with card. What exactly changes?
It’s the future. And at some point, there might only be the digital euro. So we’re at the beginning. And I say that as a 55-year-old.
I think paying with credit card on the Internet is very good and easy. I never use the card in stores. I have cash with me. But I can imagine very well that there will be no more. It’s the utopia. I always remember the Knirps who buys an ice cream at the kiosk. Or the beggar who threw up without cash.
But rejecting the digital euro is bullshit – I think.
I guess I can’t go shopping anymore.
It’s too complicated for me, too complicated and sure I can’t find it either. That’s why I’m just ordering where you can pay with surnames.
Paying cashless has nothing to do with the digital euro.
So you’ll get in touch before you’re so blind.
Only the dumbest calves choose their… they know.