Warum hat American Express (Amex) die Zahlung abgelehnt?
Ich habe neuerdings die Payback Amex Karte. Sie ist bei Payback Pay, PayPal, Google Pay und Amazon hinterlegt. Läuft bisher alles einwandfrei bei On und Offline Käufe und ich sammele nebenbei noch Payback Punkte.
Nun wollte ich eine Bestellung i.H.v. 1100,- auf eBay aufgeben und wollte dies mit Google Pay zahlen. Das hat nicht geklappt. Mit PayPal dann schon, allerdings will PayPal das Geld von meinem Girokonto, da Amex die Zahlung abgelehnt hat.
In der Nachricht von Amex stand, dass die Bezahlung wegen Saldo abgelehnt wurde und mein Saldo irgendwas mit 197,- Euro ist.
Was genau heißt das? Warum hat Amex die Zahlung abgelehnt? Find ich schade, weil ich hätte durch die Bestellung auf eBay Punkte sammeln können entweder Payback Punkte oder DeutschlandCard Punkte.
Geht das eigentlich?
(1 votes)
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The maximum amount the amex for you with the payment is not so high at the beginning. If you pay regularly with the Amex and the bills can be easily debited, Amex will also be charged to higher amounts.
Open balance means the Amex could not fully deduct the amount of the last accounting period. Before you get a higher debt, they will block the card for higher amounts.
Greetings
Because your available frame wasn’t high enough.
You should be able to see it in the map app.
Especially at the beginning, idR have all cards a low order frame.
You have to With some correct repayments of monthly invoices, you will first make a “name” at the credit card company, so that the order frame is increased.
Amex does not know a limit, but because of EUR 197 it is quite unlikely that a limit overshoot is the reason.
Ebay will be. Ebay has ended the amex acceptance. And I guess you can’t handle it through Paypal payments.
In stores this worked so far: no Amex but Paypal goes, even if I have deposited the Amex again.
Right, now that you say it, I remember that on eBay the info appeared that eBay no longer knows when American Express does not accept. Since a future date was given, I thought it was still possible. It wasn’t like that. Even on PayPal, where I have set that the purchases are to run via Amex, is somehow skipped to book off from my current account.
Otherwise, whether online or offline, for about 6 weeks, the numbers with the amex are running smoothly via Google Pay or PayPal.
I thought Amex set limits for Payback points. Too bad
Uiuiui, close a credit card contract without notice. It can go backwards costly.
I would first consider whether it is a single bill or monthly rate to x% if you need to cancel the loan amount. This is the worst mistake you can make on a map.
What limit does the card have? I just assume this limit is below €1,297.
I honestly don’t know. I got the Amex card via Payback. So the offer. I’ll pay my purchases. Has worked smoothly and I could collect payback points.
I also have this credit card, for more than 10 years.
Therefore as a hint: Amex does not know a fixed limit. The limit is flexibly determined according to a number of criteria of which previous sales and existing external stands are very important.
You got the Amex card completely new. Amex doesn’t know anything about you. You have no big limit.
My tip: In the account of Amex, you can ask what amount you can handle purchases with the Amex card.