Hello!
I need a Visa card. It would be best if it debited my account immediately so I don't run into any hidden fees.
I would like to pay a maximum of 3€ per month for this
Do you know any providers?
Thanks
(2 votes)
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If you want immediate debit, you do not need Creditbut a Debit card.
There are such cards – in connection with a current account – e.g. at the Consorsbank, DKB or ING.
I’m aware of that. However, the savings bank is not with Google Pay, so I need something else.
Then why must it be a visa? If you are only interested in using Google Pay, you can also connect a PayPal account with Google Pay and have PayPal debited from your Sparkassen account.
What do Sparkasse and Google Pay have to do with it now?
What is specific?
I don’t know a credit card that immediately debits any burden from your account.
In some processes, the card is not immediately completely loaded, but only a “seal” is stored which is deleted later, for example a deposit with a rental car.
However, there are credit cards that can be compensated for at any time by bank transfer from you.
Klarna Card can do it. Optionally, each payment is debited from the reference account immediately or in 30 days by direct debit. Or also combined, below a predetermined threshold value immediately and above in 30 days. Where you can trigger the debiting in 30 days at any time.
This is a debit card. For example, there is the ING to the normal account.
The only Visa credit card that can deposit any payment immediately from your existing current account is the Klarna Card. It doesn’t cost anything.
You don’t understand the basic principle of a credit card.
Then take a prepaid card.