Transition period until the first ALG1 payment?

Hello, I had to apply for unemployment benefits for the first time in my life. I received citizen's allowance for December 2024 and January 2025 to bridge the gap. Since the employment agency will start paying me benefits on February 1, 2025, that actually means I can just pay my bills and basic necessities from February 1 until the end of February. Or am I misunderstanding that? I've been reading through various posts for hours, but I haven't really found the right answer. I know I can get a top-up; the job center pays exactly €3 starting February 1. And with the top-up, I probably won't be able to bridge a month.

I often read about loans, but if I get that loan… I'll have exactly the same problem again the next month. (My unemployment benefit (ALG1) is the same as my combined income and rent.)

Are there other options, or should I try not to despair until the first payment is made and hope for "do-gooders" when I beg to pay all my bills weeks later? I mean, maybe you get lucky, but I can't imagine the landlord, electricity provider, insurance company, etc., standing up and saying, "Oh, but of course, oh, you know what, we'll pay it monthly for you, don't worry." These days, you get a reminder within 24 hours if the money wasn't transferred until the next day…

Thank you in advance for your help, because the lady from the employment office just said I'm not from the benefits department, so I can't help you 👌🙄

(2 votes)
Loading...

Similar Posts

Subscribe
Notify of
15 Answers
Oldest
Newest Most Voted
Inline Feedbacks
View all comments
DasOrakel
2 months ago

For February, apply for a loan to the Jobcenter.

Why didn’t you have any income in December and this month when you were unemployed from February?

so did not know that it is like an own announcement

It’s not.

DasOrakel
2 months ago
Reply to  AnNe993

For the purpose of imposing a blocking time, it is relevant who is responsible for the resolution of the working relationship.

Whether employers’ or self-announcement, or whether annulment contract, is less important, but there is never a good option in this respect.

In November I got my last salary for October.

Why, if the employment relationship was obviously not resolved until the end of January?

DasOrakel
2 months ago

If a blocking time has been imposed, this is part of the question description.

For February, apply for a loan to the Jobcenter.

Citizens’ money will be paid in advance.

isomatte
2 months ago

In the event of a benefit claim of only 3 euros per month as an increase, I am surprised that they did not ask you to apply for housing money at the Housing Money Authority.

Because your claim should be higher, but you also have to pay your contribution to the broadcast service yourself and a loan would not be possible.

If you can only submit a written formless request for a interestless loan for bridging at the job center, that would then be charged with your benefit in correspondingly low rates.

But with only 3 euros a month, I am very much for a permit black!

Don’t you have a family where you can get a loan?

What do you get to ALG – 1 for a full month and what do you have to pay for your warm rental without a discount for normal household electricity?

isomatte
2 months ago
Reply to  AnNe993

Do you have to see how many days in the last month you would be entitled to ALG – 1 and take these days x the daily paid-out sentence according to the authorisation decision.

Then you should come to your 712 euros.

A full month is charged with 30 days, so for a full month and 855 Euro ALG – 1, your daily rate should be 28.50 Euro.

Is there a flat-rate warm-up when the household electricity is already included in the rent?

Your need for civil money from the job center should be at min. 563 Euro Regulation requirement for living + this 300 Euro flat rate rent = min. EUR 863.

If it were not a flat-rate rent, the discount for normal household electricity would not be taken into account, it must be paid out of the standard requirement for living or own income.

If you get only 855 Euro ALG – 1 for a full month and you have no earning income, you can min. 30 Euro insurance cover from your ALG – 1.

It is expected that only 825 Euros will be in the job centre’s communication.

For a need of accepted min. 863 Euro should be your increase at min. 38 euros and not only 3 euros.

isomatte
2 months ago

Do that, it can’t make a contradiction worse either.

isomatte
2 months ago

However, this is not correct when it comes to a flat-rate lease as mentioned.

Then, according to my knowledge, the job centre must also recognise the amount of normal household electricity contained therein.

That’s why you don’t get BK – billing because it’s a flat-rate rental contract, with the rental payment everything is settled, no payout from evtl. Balances with less consumption and also no claims from the landlord with high consumption.

xxfistexx
2 months ago

I once got a loan because they kept me pretty foolish. I only had to pay about the loan. 2 years later pay back, after a few recollections and leaps.

So if you get the loan, you will only have to give it back when your income ratios have improved, and then not on the piece but in guess when you apply.

xxfistexx
2 months ago
Reply to  AnNe993

turn to a “e.V.” or in general a place close to you that deals with social assistance and prevention of homelessness.

say to the jobcenter that you will hardly be able to pay the rent with a voucher, and above all argue the whole thing that is not about “services” here, but about the basic help that everyone is entitled to.

if they keep you there, stay calm and insist that you get another “fall manager” for “personal reasons”