Call money account?
What's the downside to a savings account? And are there any issues with the exemption order?
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If you make a deposit with a foreign bank, there’s no release order and no kapControl. Then you have to make a plant K with your tax return. The free amount is then also taken into account. It’s complicated with multiple accounts and possibly dividends from different states.
If you don’t want to do this, you have to look closely. Barclays e.g. offers the daily money account from a German branch. Openbank (santander) but me Spanish account and ES Iban. And the FA will report the income anyway. So forgetting is not a good advice either.
What exactly should we talk about? If you were to make sure that monthly interest is paid, it’s good to save your emergency food.
There is nothing against a daily money account. The interest rate is not exactly high, but for this the money is practically directly available. As with others, accrued interest can also be charged to the exemption order.
Low interest rates.