Tagesgeldkonto Zinsen und steuererklärung?

Hallo, ich bin etwas verwirrt und versuche mich grad in das Thema einzulesen. 

 

Ich habe seit Anfang diese Jahres ein Scalable capital Konto auf das ich Zinsen bekomme. 

Ein Freistellungsauftrag ist eingerichtet. 

Wenn dieser Freistellungsauftrag überschritten ist, zieht SC ja automatisch die abgeltungssteuer /kapitalertragssteuer ein und gibt diese an das FA weiter? Richtig? 

Muss ich dann grundsätzlich eine Einkommenssteuererklärung machen? Und das ganze belegen? 

 

2.ich bin von SC nur Renault bank gewechselt. Diese hat jetzt bei meiner ersten zinszahlung eine kapitalertragssteuer abgezogen. 

Dabei dachte ich, dass das nur bei inländischen Banken gemacht wird. 

Sind das französische Steuern oder ist das bereits die abgeltungssteuer für De? 

Sprich, muss ich diese Zinsen nochmal versteuern oder hat das die Renault Bank bereits für mich getan? 

 

3.muss ich eine steuererklärung abgeben auch wenn meine Banken automatisch die abgeltungssteuer übermitteln? Muss ich das ganze belegen? 

 

Edit: scheinbar führt die Renault Bank meine Steuern automatisch an das fa in Deutschland ab

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siola55
1 year ago

3. do I have to make a tax return even if my banks automatically forward the deductible tax? Do I have to prove all this?

Do I have to make an income tax statement in principle? What about all this?

In the event that you are reimbursed too much retained capital income taxes If you want to miss out, you can do without an Ek tax return!?

If you’re single, here’s an info about Average tax rate:

https://www.socialpolitik-aktuell.de/files/social policy-current/_policy fields/financing/data collection/PDF files/abbIII21a.pdf

… do I have to make a tax return even if my banks automatically transmit the deduction tax? Do I have to prove all this?

According to the Federal Financial Administration, the following applies to investments:

Persons
No The taxable income will be charged to income tax and therefore also have to make an income tax statement.

This also applies to capital incomes which have not been subject to tax deduction.

Greetings siola55

Yes, I gave about 36k a year…

Thus, according to the control table, you have Average tax rate of about 18% at about 36,000€ to taxable income; will mean: if you No Dedicated Ek tax return, you will waive the too much capital income tax you have retained… 😭

…the tax office is looking forward to more 🤗

anTTraXX
1 year ago
Reply to  siola55

Would you like to give me the evidence?

According to the Federal Financial Administration, the following applies to investments:

PersonsNoThe taxable income will be charged to income tax and therefore also have to make an income tax statement.

This also applies to capital incomes which have not been subject to tax deduction.

siola55
1 year ago
Reply to  anTTraXX

Is everything in the official Ek Tax Declaration Guide

siola55
1 year ago
Reply to  siola55

If you answer my question about the previous Ek tax return, then I can also answer you more closely. Average tax rate!

siola55
1 year ago

I also did not claim, but you missed the following comment:

Yes, I gave about 36k a year…

Thus, according to the control table, you have Average tax rate of about 18% at about 36,000€ to taxable income; will mean: if you No Dedicated Ek tax return, you will waive the too much capital income tax you have retained… 😭

…the tax office is looking forward to more 🤗

Giota210
1 year ago

It is also handled in practice.

At the first bank there is an exemption order which is even fully exhausted. For all capital gains, the Bank has to retain capital income tax and Solvency.

The second bank has retained KESt and SolZ directly.

The 43 (5) EStG statement is that income tax has been deducted by tax deduction. There is therefore no obligation to make an income tax declaration.

If it were different that the capital income did not fall below the tax deduction, then the capital income should be explained in accordance with 32d (3) EStG. And that is exactly what the following passage you already have in your answer means:

… This also applies to capital incomes which have not been subject to tax deduction.

However, the KESt had everything right, so there was no obligation to declare income tax.

anTTraXX
1 year ago

What does it have to do with me being more theoretical if I can read and apply laws on it practice-oriented, do you want to study insults and make one on a great woman?

Well, das with reading and so….

  • He has used the FSA at Bank 1, possibly even
  • At Bank 2 there is no FSA, the bank retains the KapESt

Thus, there is no SV ahead of which a duty obligation leads.

siola55
1 year ago

copied by bargain

PS: Your copied novels may be interesting for theorists; my answers and comments are more intended for the intern;-))

siola55
1 year ago

But you theorist!!! He has already taken advantage of the savings contribution at the first investment 🙁

anTTraXX
1 year ago

Jo nicely past the topic or copied only by bargain

Because even exclusively Cape with tax retention, as is the case here, does not result in a duty obligation

anTTraXX
1 year ago

If this exemption order is exceeded, SC automatically collects the deductible tax /capital income tax and forwards it to the FA? Right?

As German broker/bank is committed.

Do I have to make an income tax statement in principle? What about all this?

If the tax is maintained by the bank, the deferral effect shall apply.

2.I have only changed Renault bank from SC. This has now deducted a capital income tax on my first interest payment.

In doing so, I thought this was only done by domestic banks..

The Renaultbank is a German bank, more precisely the German branch of the RCI Banque S.A.

Thus German KapESt

3.Do I have to make a tax declaration even if my banks automatically transmit the deductible tax? Do I have to prove all this?

No this does not create a duty obligation

anTTraXX
1 year ago
Reply to  Teukel

Jup, as soon as capital income is available without tax retention, there is a duty to levy. This can also happen at a German bank (2 or more accounts with 1,000€ FSA each)

Mungukun
1 year ago

If this exemption order is exceeded, SC automatically collects the deductible tax /capital income tax and forwards it to the FA? Right?

Right.

I’ve only changed Renault bank from SC. This has now deducted a capital income tax on my first interest payment.

I thought this was only done by domestic banks.

The Renault Bank is a bank based in Neuss in Germany.

seemingly the Renault Bank automatically deducts my taxes to the fa in Germany

That’s why.

Is the French tax or is this the deductible tax for De?

German deduction tax.

Do I have to make an income tax statement in principle? What about all this?

do I have to make a tax return even if my banks automatically forward the deductible tax? Do I have to prove all this?

Because of the capital yields no.

If there is a duty to pay for other reasons, one has to check.

siola55
1 year ago
Reply to  Mungukun

German deduction tax:

I have to in principle make an income tax statement? And prove it?

do I have to make a tax return even if my banks automatically forward the deductible tax? Do I have to prove all this?

Because of the capital yields no…

Unfortunately, this is not true according to the Federal Financial Administration:

Persons No The taxable income will be charged to income tax and therefore also have to make an income tax statement.

This also applies to capital incomes which have not been subject to tax deduction.

Mungukun
1 year ago
Reply to  siola55

This also applies to capital gains which: not subject to tax deduction have.

Capital income, of which deferred tax has been levied, is subject to tax deduction (deduct of capital income tax).

Only capital income from which no KapESt deduction has been made shall the duty to pay.

As an additional comment.

Mungukun
1 year ago
Reply to  siola55

Not so bad

That’s right. The word “principal” means that there is a principle. There are exceptions to this principle.

In this case, the mere fact that deducted capital yields are in principle not a duty to pay.

The exception (of the principle) exists when no wage has been paid. This is not the (basic) rule case, is actually obvious.