Does anyone know a good forum for debtors?
Hello I'm looking for a good forum for debtors, does anyone know one?
How to respond to a reminder notice in the event of impending insolvency?
Hi, I have been unemployed for a few months due to my health and have not been able to pay bills etc. Briefly on the debt problem: Unfortunately, I was so stupid to sign for friends and family, for cell phone contracts, etc., but the people never paid anything, so now I was left with…
Inso according to 200 repealed?
Does the insolvency administrator still have access to my account? Can I increase my P account to a normal P account?
Multiple garnishments on the account, what now?
Hello I have received several garnishments on my P-account. I am with the debt counseling service and have sent all the information there. He told me to file the important documents like enforcement notices and attachment and transfer orders at this point. You can ignore everything else because your P-account is activated and the allowance…
Activate paccount?
My bank said I sent the form apz903 too late only the district court could completely unlock this Who else can unlock this, lawyer, debt counselor?
My overdraft has been closed, I can't get my money?
Hello, I have a big problem that's basically ruining my entire weekend. But first, the background: A few months ago, I had some unplanned expenses that had recurred over the months. So, I applied for an overdraft facility with my bank. The plan was to be able to pay off these expenses and then slowly…
Schufa entry after payment of a debt?
Hello, Do debt collection companies make a Schufa entry after a debt has been paid in full if there was no entry about it beforehand??? Is it common practice to report to Schufa that there was a claim that was paid (recognized)??? This is a claim of less than 100 euros. Thanks in advance for…
Father is in debt, what is the best way to solve the problem?
Hello everyone, I'm incredibly sad about my father's current situation. It all started a few years ago when he took out a loan of around €20,000 for a car. Over the years, he borrowed more money through the bank's typical sales calls, so the debt grew to an estimated €60,000 (about half is still outstanding)….
Secret account in personal bankruptcy?
Hello, I am in personal bankruptcy and will soon need to rent a car for 2-3 days. The bank told me that even the blocked deposit would be deducted from the tax allowance. In other words, if I get the deposit for the car back from the company, the money is gone. You don't have…
Is a financial disclosure the same as a letter from a debt counselor?
Hello everyone, a debt collection agency is requesting a letter from a charitable or public debt counseling service. I sent the debt collection agency a sworn statement, but they ignored it. My question is, are there any differences, or is the sworn statement exactly the same as a letter from the public debt counseling service?
My sister is totally aggressive – why?
I am currently staying with my family as I am looking for an apartment. I grew up in a difficult family, which is why I moved out at 18. My father was very violent toward me, but also respectful and praised me for my academic achievements. There were often problems with my sister. She was…
Cancel debt counseling?
I foolishly signed a contract with an online debt counseling service. The cancellation period is 14 days. I signed the contract on July 25, 2024, and the monthly installment to the debt counseling service was supposed to start on September 1. How can I cancel the contract now? It says the following: “3 Term and…