What is the maximum amount of a personal/business loan?

What is the maximum amount such a loan can actually be? Unlike real estate loans, banks don't have any collateral for private or commercial loans. Because you could always re-register the company in someone else's name or file for personal insolvency after you have received the loan. hence the question what is the maximum credit…

Why is it still not possible to pay on account after discharge of residual debt and deletion of negative Schufa entries?

First of all, and I will only explain this once, and I will NOT reply to any comments that go in this direction and are only there to provoke and not to help me, because I explain it comprehensively here: No, I'm not interested in incurring new debt or buying on credit and living beyond…