I am thinking intensively about the usefulness of my Riester pension with Baloise. From what deposit amount is it worthwhile? Is it even worth it? Should I take the $5,000 and invest it somewhere else? For example, in diversified ETFs? 🤷‍♀️ Do you have any tips?
I've put my Riester contract on hold. I just received a notification. After I inquired about how much I'd paid in and how much was in the account, it simply showed less than I paid in. I also don't know anything about these pension buzzwords. But I don't want to let the money go to…
I have two Riester contracts (one of which has been dormant for over 10 years). The dormant old contract is a pension insurance plan, and the current one (approximately 7 years old) is a Riester building savings plan. Both have balances/values ​​exceeding €10,000. Both contracts have unattractive terms. Simply terminating them would be detrimental to…
How much Riester pension do you or will you receive?
Most people are probably familiar with the Riester pension, but is it still worthwhile at 45? Or are there even better alternatives to be financially better off in old age? If you become unemployed, do you have to cancel and use up your Riester pension or other savings (?) in order to receive citizen's income?
Hello insurance experts, If you now conclude a Riester contract (pension or savings plan or something like that), you can a) Change the amount to be paid later? Increase it? For example, if your salary increases again later…. b) reduce it because one could still become a civil servant in the future? (Or would that…
Good morning! The tax office issued me an income tax assessment with the allowance; one month later, I received the corrected assessment without the allowance. I then lodged an objection because I had read on the DRV website that people receiving disability pensions are also entitled to a supplement if they have already been subject…
Good day, I have a general question about Riester pensions. How does it work? You pay an amount X every month until you retire, in the best case scenario you receive state allowances and then when you start receiving an ADDITIONAL pension of X? Do you also get the "normal" pension? So, two pensions, so…
For whom does it make sense? For whom doesn't it make sense?
I would like to terminate my Riester contract early. I am aware that I have to pay back my allowances. But why can't I apply for an exemption order in this regard? Is this related to the fact that everything has to be fully taxed?