Professional liability insurance pays compensation for pain and suffering, but not damages?

Can someone explain this to me? Two years ago, I had a dental procedure that went wrong. I received a positive report from a health insurance assessor, confirming medical malpractice and numerous violations of medical standards. I received cost estimates for the next treatment, and my lawyer has provided financial support from the dentist, but…

Difference and advantages of legal protection/professional/private liability insurance?

Hello dear community, Are legal protection/private liability and professional indemnity insurance different? If so, what are the benefits of legal protection insurance in addition to private liability insurance (when does it apply if private liability insurance doesn't)? I look forward to your answers, thank you in advance!

Is a tradesman obliged to inform the liability insurance company?

Hello, In my condominium, the craftsman seemed to have been a bit too generous and drilled through the floor, damaging my neighbor's ceiling. The property management wants a claim number from the tradesman's liability insurance and a structural engineer's report. However, the tradesman does not want to report the damage to the property management but…

Liability damage at an event in a company?

I hosted a drumming workshop at a large German company. I was booked for a flat rate that included rental instruments and travel expenses. During the event, two employees more or less deliberately broke two instruments. They might still be repairable. Which insurance will cover the damage? I also have professional liability insurance. Unfortunately, there…