Hello, my dears, Here's what I'm doing: I work as a social worker at a kindergarten. This job has wrecked my nerves, so much so that I've been off sick for six months with severe stress disorder and adjustment disorder. I'd like to go back to work, but I can't and don't want to work…
Hello, my dears, Here's what I'm doing: I work as a social worker at a kindergarten. This job has wrecked my nerves, so much so that I've been off sick for six months with severe stress disorder and adjustment disorder. I'd like to go back to work, but I can't and don't want to work…
Hello, my dears, Here's what I'm doing: I work as a social worker at a kindergarten. This job has wrecked my nerves, so much so that I've been off sick for six months with severe stress disorder and adjustment disorder. I'd like to go back to work, but I can't and don't want to work…
Hello, my dears, Here's what I'm doing: I work as a social worker at a kindergarten. This job has wrecked my nerves, so much so that I've been off sick for six months with severe stress disorder and adjustment disorder. I'd like to go back to work, but I can't and don't want to work…
Hello, my dears, Here's what I'm doing: I work as a social worker at a kindergarten. This job has wrecked my nerves, so much so that I've been off sick for six months with severe stress disorder and adjustment disorder. I'd like to go back to work, but I can't and don't want to work…
I have been self-employed for almost 10 years, with one employee (helper) in the trade/installation industry. I'm now having serious health problems, especially with my back. Doctors advise me to do certain exercises, but above all to avoid strenuous activities. It's not really possible in my job. I've been actively recruiting for years, unfortunately to…
I'm sick right now. It looks like I have another slipped disc (I still have to see a specialist) in the same spot as seven years ago. I've had frequent pain at work and a pinched nerve in that spot before. Back then, I was allowed to go to rehab and was released as fully…
I once had an obsessive-compulsive disorder where I had to touch objects or my parents would die. But I was never treated for that, so the question is whether it would have to be registered. Please also note that the BU wouldn't find out anything anyway (since there are no witnesses), because then I have…
Hello, has anyone ever submitted an anonymous insurance claim? If so, how should one proceed? Finanztip says you should do this through a broker. Thanks for sharing your experiences with or without a broker.
If you are severely disabled, you can retire earlier without any deductions. If you can do so at 65, for example (depending on your year of birth), does it still make sense to take out occupational disability insurance with coverage until age 67?
Hello, I wanted to ask what you can do in the following situation: You're about 40 years old and have never held a regular job. You used to be very good at school and have a high school diploma, but then a religious group/sect tore you out of life in every respect and into a…
Is occupational disability insurance worth it? I figure if I'm so seriously ill that I can no longer work, then I'll get basic security anyway, and therefore I don't need occupational disability insurance. Or am I missing something? The general social security system pays the standard rate, plus rent, utilities, and so on. If I…