Does owning shares of the applicant bank in one's portfolio increase the likelihood of loan approval? The credit reviewers will also see my shares and then think: "Oh, he's the co-owner of this bank, I'd better approve the loan before he contacts the CEO, I don't want to risk my job." That's what the credit…
Opened an overdraft on Friday, when can I expect approval?
Hello, my dears, I recently submitted two loan applications online and received these responses (see photos). For one, I'm required to make a down payment of €107.40. Can I do this safely, or could it be a scam? For the other loan, I'm asked to fill out a form. What do you think, are these…
Hello, I applied for a personal loan from Commerzbank at the beginning of December. The loan amount is in the range of €20,000-40,000. The application was approved. The bank informed me after a week that the disbursement had already been made. Unfortunately, I didn't receive the money; there was a technical problem(?) with the disbursement….