Yesterday, I wanted to increase my loan with TARGOBANK. However, when the application and contract documents arrived by email, I saw that it was for a new loan, not an increase. If I don't sign the paperwork, complete Postident, and submit the required documents, can anything still happen to me, or will the application simply…
Hello everyone, When you sign a loan application, it seems to be binding. Now, for example, the interest rates are even better, but the contract and disbursement have not yet been finalized…could you then cancel the application and request a new one with better terms? Probably not…right? And what happens if the application is signed…
Hello, we were on vacation and received our loan application during that time. The deadline is on Tuesday. Now we're under some pressure and wanted to ask if I can submit the application at a local branch?
Does anyone here have experience? I would like to apply for a loan there. I sent an application with my documents, and a few days later I received a loan agreement that I was asked to sign, as well as a declaration of assignment on which I was asked to notarize my signature. I signed…
Does owning shares of the applicant bank in one's portfolio increase the likelihood of loan approval? The credit reviewers will also see my shares and then think: "Oh, he's the co-owner of this bank, I'd better approve the loan before he contacts the CEO, I don't want to risk my job." That's what the credit…
If I apply for a loan for a condominium at my bank, does it have to be rated particularly well? If the loan application is rejected, the customer is also simultaneously removed from the bank. Their checking account, savings account, and securities account are closed. They definitely don't want that, right? Or do they? If…
My sister says she only had to provide the last 3 pay slips and the last 3 bank statements
Hello everyone, I need a loan of €25,000, but I've been rejected. Can I get two loans for smaller amounts? For example, €10,000 from one bank and €15,000 from another, or even three. Do you think it will still result in a rejection or what other options are there? I am grateful for any answer!
Good day, I have a few worries right now. I owe money to my bank and my parents wanted me to sign a proof of income. I managed to keep the debts secret from them for as long as possible The proof only states that I earn around €400. Would that even be relevant for…