Hello everyone, I have a legal question. I took out insurance for my cell phone and recently canceled it because I didn't feel I needed it anymore. Now, shortly before the end of the insurance, I noticed an error, which I reported as quickly as possible. The contract was terminated on March 1, 2023; the…
I had caused the damage and wanted to know how much it would cost with insurance.
Now I'd like to ask all the car experts a question. I drive a GLC400. The car only has 4,000 km on it, and today something terrible happened. While reversing, I hit a metal pillar, and a nightmare happened. A huge scratch with a dent right next to the fuel cap, and there's also a…
Hello everyone, My child broke a pane of glass while playing at school. Our liability insurance covered the costs, but the city wants an additional €25 "administration fee." (as if I don't already co-finance the salary of the employee who "managed" it with my taxes) Do you think this is legal? Has anyone had experience…
Hello everyone, 1.5 months ago, someone drove into my parked car while they were trying to park themselves. Since two days later, no notification was received by the at-fault party's insurance company and I heard nothing further, I reported it to the other party's insurance company. They asked them to pay me out for the…
If you privately rent out a vacation home, apartment, or similar property and your guests set fire to the property or cause water damage, etc., what happens if the guests don't (!) have liability insurance? How do you protect yourself, or do you have to bear the damage yourself?
Hello, I sold something, and the customer sent me photos showing that it arrived defective or broken. Well, I had to return the money (€135), and now I'm stuck with defective goods and my money is gone. I have pictures from my ad when everything was still intact and for sale. How does this whole…
Hello, In November, I lightly hit my neighbor's car while reversing. At first glance, there was no damage. I notified the neighbors immediately, and they said they'd get back to me the next day. Now, five weeks later, they're contacting me and wanting over €1,000 for a new bumper. Is that legal? If they didn't…
I had an argument last week. My "opponent's" glasses fell off, and I accidentally stepped on them. We discussed the matter with a teacher, and I told him I would contact him about liability insurance. I did this that evening, and he said he still needed to find out the price of the glasses. Now,…
Hello, yesterday evening I took off the door on my car, a Benz W168 built in 2003. I also have one from 1999, same series. Can I use this door or what exactly do I need to pay attention to?
Hello! I'd like to ask, what liability insurance is suitable for dental students? Are you covered, and how much does it cost? Thanks in advance!
I was at the gym yesterday and usually place my phone where it won't fall. But yesterday, that's exactly what happened… A 26kg dumbbell fell right onto my phone as I finished my set. Does the insurance cover such damage? I am insured with AXA Extrapolice24.