Hello, I am with HUK-Coburg and recently caused damage to another car, so now I either want to use the liability insurance or pay the other party €400 privately, as they demand this if I want to settle it privately. My question: how much more can I expect the insurance costs to be? Info: SF…
I rented a van, and one evening on the highway, a bird (it looked like a pigeon, as far as I could tell) hit the top edge of the windshield. At first, I couldn't see any damage to the windshield. Unfortunately, later in daylight and from a different angle, it became apparent that a dent…
First of all, I'm fully aware that my behavior regarding the faucet was absolutely stupid and ill-considered, but unfortunately it's already happened and I can't change it. I've been living in my rental apartment for two years. My brother moved in six months ago and is also registered there. Three months ago, I replaced the…
Hello, I've had private liability insurance for two years. I've never reported anything, but what can I even report? I can't open my couch anymore; it bent when my children and I slept on it. The company refused to repair it. My ex-boyfriend destroyed the electronics in the blind outside. He pulled on it so…
Something happened to you that caused harm. Are you coming forward to confess? Does it depend on the value of the damage or the injured party or whether there were witnesses?
Good day, Unfortunately, I caused damage to another vehicle in a private parking lot with an unregistered vehicle. Accordingly, my vehicle was uninsured at the time. Unfortunately, I can't cover the high four-figure damages. Does anyone have experience with such situations? What options are available? Does anyone have experience with the Verkehrsopferhilfe eV Thank you…
Good morning, A while ago I was at a birthday party where different groups (including me) played football in the street at different times. Since there were of course cars there, “my group” played very carefully. I noticed afterwards that other people were less considerate and also hit the cars. At some point, the owner…
Hello, I'm not sure if Provinzial Versicherung is trying to deceive me. Maybe some rough information about the case. We estimated fire damage to the building and household goods together at approximately €170,000. Until we receive an assessment from Provinzial, we can only hire tradesmen for emergency and initial repairs, which means we can hire…
Hay, habe heute morgen meinen golf zum autohaus gebracht da die Inspektion fällig war, weil ich einen “wartungsvertrag” habe bekomme ich sogar einen leihwagen…nun aufm heimweg kurz mit der Freundin zur physio um termine zu machen (auto stand so lange auf dem Parkplatz einer bäckerei) von der Physio aus direkt zu fuß in diese bäckerei…zuhause…
My girlfriend and I have a dog, which is registered with my liability insurance for dogs. She took him to her parents' house, as she often does. There, he apparently enjoyed his freedom unnoticed through an open door. A neighbor apparently found the dog alone and brought him back. Some time later, a man rang…
Hello. I hit my mirror on a gate today. I reported it to the owner; there was nothing wrong with his gate. My mirror is completely off, so they've now glued it back on. Does anyone know if my partial insurance covers this? Even if there's a deductible, I'll still get a better deal. Unfortunately,…
Hello everyone, I have a legal question. I took out insurance for my cell phone and recently canceled it because I didn't feel I needed it anymore. Now, shortly before the end of the insurance, I noticed an error, which I reported as quickly as possible. The contract was terminated on March 1, 2023; the…