Hello everyone, Today I received a letter stating that my building savings contract has been created and the closing fee is 320 euros. However, my employer pays 40 euros a month for me. Will the debt be paid off after a certain period of time, or does the amount have to be paid all at…
I'm selling my condo for about €120,000 and want to buy a single-family home for €650,000. However, I don't want to use this profit from my condo to pay the €650,000 loan. Instead, I want to invest the €120,000 profit in a building savings contract so I can pay off the monthly installments on the…
Hello everyone, I've been investing in a portfolio for a month and taking advantage of my company's capital-forming benefits. However, I would like to temporarily terminate my account. Is this possible and if so, are there any costs involved? LG
I plan to take out a building savings contract with a savings rate of €59 per month in order to receive the housing subsidy.
I'm planning to buy a house. I don't want to use any of my own capital. The problem is that not all banks are willing to provide loans for this purpose. However, there are banks that can provide such loans, albeit at extremely high interest rates. One bank has done a preliminary appraisal and is…
Hello, Nine years ago, I took out a building savings contract with a savings bank for €150,000, with a secured interest rate of 1.5%. The loan is ready for allocation at 45%, so €67,500. So far, I've only paid in €3,000. I don't plan on buying a property in the near future, and I've read…
How can I withdraw the money from there?
Hello, I have a 100,000 Euro building society account into which I currently pay 100 Euro (monthly). Is this building savings contract worth it? I'm toying with the idea of canceling it and investing the €100 elsewhere. But I'm very unsure, since I want to own a property later on. What would you do?
Hello everyone, I'm 18 years old. I moved out of my mother's house and moved in with my father. My parents weren't married. My parents kept a savings account for me since I was little, but it was in my mother's name. However, I would like to have access to it because the money was…
My parents paid for this building contract with my account, and I want to cancel it. With Wüstenrot, can I cancel it online on my own, or do I need my parents' help? I saw there are forms to fill out, but they also require a signature from an advisor. As the account holder, can…
Hello, My company offers me capital-forming benefits, €40 a month. I am with HypoVereinsbank, and according to the phone call, they unfortunately only offer building savings contracts. I am more interested in funds. Can I apply for the VWL elsewhere? At another bank? At a service provider? Someone who offers me funds or something similar….
I currently have a building savings contract with €100 a month. Can I cancel the direct debit one month at a time, or will the contract then expire?